Offramp Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
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Card Overview
Closed to new users. Offramp stopped accepting applications on July 1, 2026, and existing cards work only through July 31 — after that the product is gone. What it offered was genuinely unusual: the widest funding menu in this catalogue, 4,000+ cryptocurrencies across eleven chains, spent from your own non-custodial wallet with unlimited daily spending. If you held long-tail tokens nothing else touched, this was the one card that could spend them directly, which is exactly why its shutdown stings for that small audience. The rest was always thin: no cashback, manual preload instead of auto-conversion, fee figures that contradicted each other in the issuer's own materials, murky physical-card and ATM details, little public track record. If you still hold a preloaded balance, spend it before July 31.
Offramp Card supports 4,217+ cryptocurrencies across 11 major blockchains, the widest selection in the industry. Connect your own non-custodial wallet, enjoy truly unlimited daily spending limits, and pay just 0.5% FX fees (three times lower than competitors' 1.5% average). Available in 194 countries with instant virtual card issuance and Apple Pay integration, Offramp delivers exceptional customer service rated 8.7/10 by users. Perfect for multi-chain DeFi users and altcoin holders seeking maximum flexibility without custody risks, Offramp makes obscure tokens as spendable as Bitcoin with industry-leading conversion rates and global Visa acceptance.
This is a Visa crypto card. It uses a self-custody model.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 1.5% FX on non-USD transactions; 2% ATM fee |
| ATM Limit | Not available (virtual only) |
| Spending Limit | Unlimited daily spend |
These figures can change. Confirm the current fees, FX and network in Offramp’s official terms before you apply.
Features
- Card Type: Virtual + Physical
- Top up with: 4000+ cryptocurrencies across 11 blockchains including Arbitrum, Aurora, Avalanche, Base, BSC, Ethereum, Gnosis, Moonriver, Optimism, Polygon, zkSync
- Available Countries: Global (180+ countries; full list available via Offramp support)
Banking & Fiat Rails
Bank deposit supported; IBAN/SEPA not explicitly advertised — Not disclosed
Who issues the Offramp Card
Offramp Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be Third National (Nimbus LLC), USA — Puerto Rico money transmitter (NMLS #2612780); a subsidiary of Signify Holdings, Inc. ("Rain") per Rain's privacy policy — inferred from the program manager, not stated by the issuer itself. — inferred via Rain.
All cards issued by Third National (Nimbus LLC) · Why the issuer matters
Supported Cryptocurrencies
You can load the Offramp Card with crypto; the 3 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Mode, Solana
Who Is the Offramp Card Best For?
The Offramp Card is a good fit for DeFi users and privacy-focused holders who want to keep their own keys until they actually spend.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in 194 countries globally, so it works for residents and travellers in those areas.
Best for
- DeFi users who want to hold their own keys
- Budget-minded users (no issuance or annual fee)
Avoid if
- You want a card that earns cashback
Compare the Offramp Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Supports 4217+ cryptos; unlimited daily spend; 0.5% FX fee (lowest in industry); non-custodial wallet connection
- No card issuance fee
- No annual maintenance fee
- Works wherever Visa is accepted worldwide
- Self-custody: you keep your private keys until you spend
- Available in most countries
Cons
- Virtual only; requires manual preloading; no cashback; lesser-known brand; no physical card or ATM access
- Full KYC required, no anonymous tier
How to Get the Offramp Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Offramp account
A few minutesGo to the Offramp website or download the app. Sign up with your email, pick a password, and accept the terms.
Complete identity verification
Varies by issuerOfframp runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with 4000+ cryptocurrencies across 11 blockchains including Arbitrum, Aurora, Avalanche, Base, BSC, Ethereum, Gnosis, Moonriver, Optimism, Polygon, zkSync through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Offramp Card shows up in the Offramp app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Worldwide
The Offramp Card is available in most countries. Some places may be excluded because of local financial regulations, so check the Offramp website to confirm before you apply.
Common questions about the Offramp Card
What are the fees for the Offramp Card?
Where is the Offramp Card available?
What cryptocurrencies does the Offramp Card support?
What are the Offramp Card's ATM and spending limits?
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