Offramp Card Review 2026
Reviewed by Mihail B. in · how we verify
Algorithmic score, not user reviews: how it is calculated
Closed to new applicants since . Cards you can still get
Fees and limits
| Issuance fee | Free |
|---|---|
| Annual fee | Free |
| FX fee | 1.5% FX on non-USD transactions; 2% ATM fee |
| ATM limit | Not available (virtual only) |
| Spending limit | Unlimited daily spend |
Features
- KYC: Yes: full KYC required before virtual card issuance
- Card type: Virtual + Physical
- Top up with: 4000+ cryptocurrencies across 11 blockchains including Arbitrum, Aurora, Avalanche, Base, BSC, Ethereum, Gnosis, Moonriver, Optimism, Polygon, zkSync
- Available countries: Global (180+ countries; full list available via Offramp support)
Who issues the Offramp Card
Offramp Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be Third National (Nimbus LLC), USA; Puerto Rico money transmitter (NMLS #2612780), a subsidiary of Signify Holdings, Inc. ("Rain") per Rain's privacy policy, inferred from the program manager and not stated by the issuer itself.
All cards issued by Third National (Nimbus LLC) · Why the issuer matters
Pros and cons before it closed
Pros
- Supports 4217+ cryptos; unlimited daily spend; 0.5% FX fee (lowest in industry); non-custodial wallet connection
- No card issuance fee
- No annual maintenance fee
- Multi-chain top-up across 7+ networks
Cons
- Virtual only; requires manual preloading; no cashback; lesser-known brand; no physical card or ATM access
Regional availability
Was available worldwide
The Offramp Card was available in most countries.
Banking and fiat rails
Card overview
Closed to new users. Offramp stopped accepting applications on July 1, 2026, and cards stopped working for spending on July 31. Crypto withdrawals and the whole platform close on December 31, 2026, through the web app. What it offered was unusual: one of the widest funding menus in this catalogue, 4,000+ cryptocurrencies across eleven chains, spent from your own non-custodial wallet with unlimited daily spending.
If you held long-tail tokens nothing else touched, this was the one card that could spend them directly, which is exactly why its shutdown stings for that small audience. The rest was always thin: no cashback, manual preload instead of auto-conversion, fee figures that contradicted each other in the issuer's own materials, murky physical-card and ATM details, little public track record. If you still hold a balance there, withdraw it before December 31.
