BipTap Card Review 2026
Reviewed: · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
onTrustpilot(7 reviews)Independently reviewed by Mihail B. · how we verify
Get BipTap CardCard Overview
A crypto neobank card with an offshore bank account solution. BipTap presents the world's first crypto debit card coupled with an offshore bank account solution, enabling direct wallet loading across Ethereum, BSC, Solana, and Tron networks. With global acceptance at 61 million merchants and 1 million ATMs across 200 countries, BipTap offers true financial freedom with no spending limits, perfect for high-volume users seeking international payment flexibility.
Sweepbase verdict: BipTap Card covers the basics for everyday crypto spending. Double-check the current terms on the issuer's website before you apply.
This is a Visa crypto card. This is a Mastercard crypto card. It offers cashback rewards.
Fees & Limits
| Issuance Fee | Black Plastic $300; Silver/Gold Metal $550; Black Metal $600 |
|---|---|
| Annual Fee | None mentioned |
| FX Fee | 3% crypto deposit fee (Virtual/Pro); 2.8% (Premium). POS/ATM has external service fees on top |
| ATM Limit | Available at 1M+ ATMs worldwide, limits vary by tier |
| Spending Limit | No stated limit |
These figures can change. Confirm the current fees, FX and network in BipTap’s official terms before you apply.
Features
- Card Type: Virtual + Physical
- Top up with: ETH, BSC, SOL, TRON networks (major tokens 20+)
- Available Countries: Global (200+ countries claimed by issuer; no public eligibility list)
Banking & Fiat Rails
IBAN/SWIFT: Yes via offshore bank account integration; SEPA: Not explicitly confirmed
Supported Cryptocurrencies
You can load the BipTap Card with 3 cryptocurrency tokens. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Crypto deposits supported (3% crypto deposit fee); specific networks not publicly listed
Who Is the BipTap Card Best For?
The BipTap Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.
The BipTap Card pays Available ($100-150 promo offers) cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in 200 countries, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn Available ($100-150 promo offers) cashback
- People who want a straightforward, app-managed crypto card
Avoid if
- You need full non-custodial control of your funds
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the BipTap Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Global reach (200 countries); no spending limits; offshore banking coupled with crypto card
- Earn Available ($100-150 promo offers) cashback on eligible purchases
- Works wherever Visa is accepted worldwide
- Available in most countries
- Virtual card ready right away, no shipping wait
- Crypto neobank with IBAN account and regular banking features
Cons
- Very high entry fees ($300-600); 2.5% loading fee; monthly loading caps ($30-150k depending on tier)
- Card issuance fee: Black Plastic $300; Silver/Gold Metal $550; Black Metal $600
- Annual fee: None mentioned
- Custodial: the issuer holds your funds
- Requires KYC identity verification
- Full KYC required, no anonymous tier
How to Get the BipTap Card
Here is what the sign-up process looks like, from application to first purchase.
Create a BipTap account
~5 minutesGo to the BipTap website or download the app. Sign up with your email, pick a password, and accept the terms. It's free.
Complete KYC verification
1–3 business daysUpload a government-issued photo ID (passport or national ID) and take a selfie. BipTap verifies your identity under standard AML/KYC rules.
Fund your card
Usually instantOnce verified, load your card with ETH, BSC, SOL, TRON networks (major tokens 20+) through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual BipTap Card shows up in the BipTap app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Worldwide
The BipTap Card is available in most countries. Some places may be excluded because of local financial regulations, so check the BipTap website to confirm before you apply.
Available in these regions:
Frequently Asked Questions
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