BipTap Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get BipTap CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
The card prices we published until 25 July 2026 were wrong, and the correction changes the shape of the product. Plastic is $50 and metal $150, not $300 to $600. The catch is that both sit behind a paid account: PRO costs $300 to open, Premium $5,000, and only Premium waives the card fee. Virtual cards are free. Every crypto top-up carries a 3% deposit fee, 2.8% on Premium, and that is the number that decides whether any of this makes sense, because cashback runs from 0.1% on virtual to 0.5% on premium metal and will not repay it. It is Visa only. We listed Mastercard for months on the strength of BipTap's own marketing, and the card pages say Visa. Deposits arrive over Ethereum, BSC, Solana and Tron, ATM withdrawals cap at $3,000 a day with no BipTap-side fee, and no foreign-transaction rate is published at all, so cross-border cost is unknowable before you spend. The account is custodial, wrapped in offshore-banking marketing. At review time BipTap's own status page reported support as inactive. Best fit: people who want the offshore account and treat the card as an accessory to it. Wrong card for a daily spender, where 3% on every deposit is the whole story.
A crypto neobank card with an offshore bank account solution. BipTap presents the world's first crypto debit card coupled with an offshore bank account solution, enabling direct wallet loading across Ethereum, BSC, Solana, and Tron networks. With global acceptance at 61 million merchants and 1 million ATMs across 200 countries, BipTap offers true financial freedom with no spending limits, perfect for high-volume users seeking international payment flexibility.
This is a Visa crypto card. It offers cashback rewards.
Fees & Limits
| Issuance Fee | Virtual $0; coloured virtual $5 plus $3/month (Lite and PRO); Plastic $50 and Metal $150 on a PRO account, both $0 on Premium and Business. PRO bundles one free physical card. Requires a paid account: PRO $300 to open, Premium $5,000 |
|---|---|
| Annual Fee | $0 card administration; account-level yearly fee $0 Lite / $80 PRO / $5,000 Premium |
| FX Fee | Not disclosed. BipTap publishes no foreign-transaction percentage |
| ATM Limit | $3,000/day on plastic, metal and premium cards. BipTap charges no ATM fee of its own; external ATM and processor fees apply |
| Spending Limit | No stated limit |
These figures can change. Confirm the current fees, FX and network in BipTap’s official terms before you apply.
Features
- Card Type: Virtual + Physical
- Top up with: ETH, BSC, SOL and TRON networks (20+ major tokens); crypto deposit fee 3% on Lite and PRO, 2.8% on Premium
- Available Countries: Global (200+ countries claimed by issuer; no public eligibility list)
Banking & Fiat Rails
Not confirmed — BipTap's own site never mentions IBAN, SEPA, or SWIFT; deposits route through an unnamed intermediary bank (pooled, not personal), and BipTap discloses no partner bank or jurisdiction. An unconfirmed 2025 forum post alleges the same Laos JDB-bank backend as UltimoPay
Who issues the BipTap Card
BipTap Card does not name its BIN sponsor in any public document we could reach. That is not unusual — around a quarter of the cards we track do the same. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported Cryptocurrencies
You can load the BipTap Card with crypto; the 2 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Crypto deposits on Ethereum, BSC, Solana and Tron; 3% deposit fee (2.8% Premium)
Who Is the BipTap Card Best For?
The BipTap Card is a good fit for active spenders who treat the rewards rate as the main reason to pick a card.
The BipTap Card pays 0.1% cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in 200 countries, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn 0.1% cashback
- People who want a straightforward, app-managed crypto card
Avoid if
- You need full non-custodial control of your funds
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the BipTap Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Global reach (200 countries); no spending limits; offshore banking coupled with crypto card
- Earn 0.1% cashback on eligible purchases
- Works wherever Visa is accepted worldwide
- Available in most countries
- Virtual card ready right away, no shipping wait
- Crypto neobank with IBAN account and regular banking features
Cons
- Card prices sit behind a paid account ($300 PRO, $5,000 Premium); 3% crypto deposit fee on every top-up; cashback tops out at 0.5%; foreign-transaction fee never published; custodial
- Card issuance fee: Virtual $0; coloured virtual $5 plus $3/month (Lite and PRO); Plastic $50 and Metal $150 on a PRO account, both $0 on Premium and Business. PRO bundles one free physical card. Requires a paid account: PRO $300 to open, Premium $5,000
- Annual fee: $0 card administration; account-level yearly fee $0 Lite / $80 PRO / $5,000 Premium
- Full KYC required, no anonymous tier
How to Get the BipTap Card
Here is what the sign-up process looks like, from application to first purchase.
Create a BipTap account
A few minutesGo to the BipTap website or download the app. Sign up with your email, pick a password, and accept the terms.
Complete identity verification
Varies by issuerBipTap runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with ETH, BSC, SOL and TRON networks (20+ major tokens); crypto deposit fee 3% on Lite and PRO, 2.8% on Premium through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual BipTap Card shows up in the BipTap app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Worldwide
The BipTap Card is available in most countries. Some places may be excluded because of local financial regulations, so check the BipTap website to confirm before you apply.
Common questions about the BipTap Card
What are the fees for the BipTap Card?
How does the BipTap Card cashback work?
Where is the BipTap Card available?
What cryptocurrencies does the BipTap Card support?
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