Shakepay Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
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Card Overview
Canada-only, Visa Prepaid. Cashback uses a three-tier Reward Status system (Base, Bright, Blue) that updates monthly based on direct deposits and crypto exchange activity. Base earns 1% BTC, Bright 1.25%, Blue 1.5%, with 2% promotional boost windows able to stack via Shakepay campaigns, taking the max to 4%. Cashback pays in BTC only, settled to the Shakepay BTC balance with no fiat conversion option inside the card flow. ATM withdrawals are excluded from rewards. FX is 0%, issuance and annual fees are zero, daily spend cap is CAD 5,000, ATM is CAD 1,000/day. Funding works through Interac e-Transfer, direct deposit, or BTC/ETH from your Shakepay wallet (no direct on-chain top-up; assets sold to CAD in-app first). Apple Pay and Google Pay both work. KYC is mandatory (government ID plus selfie). Available across all 13 Canadian provinces and territories. Best fit: Canadians who already use Shakepay for fiat-to-BTC and want a Bitcoin-rewards card with predictable Canadian banking rails. Wrong card outside Canada.
Shakepay Card is a Visa prepaid card offering up to 4% Bitcoin cashback on every purchase, exclusively for Canadian users. Enjoy 0% FX fees, free issuance, and integration with Interac e-Transfer. Earn Bitcoin rewards automatically on groceries, gas, restaurants, and everything in between.
This is a Visa crypto card. It offers cashback rewards.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 0% (Shakepay does not add FX markup) |
| ATM Limit | CAD 1,000/day |
| Spending Limit | CAD 5,000/day |
These figures can change. Confirm the current fees, FX and network in Shakepay’s official terms before you apply.
Features
- Card Type: Virtual + Physical
- Top up with: Interac e-Transfer, direct deposit, BTC, ETH (4)
- Available Countries: Canada
Banking & Fiat Rails
None — Canadian prepaid Visa; funding via Interac e-Transfer/wire, no IBAN/SEPA/SWIFT
Supported Cryptocurrencies
You can load the Shakepay Card with crypto; the 2 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: No direct blockchain top-up; funded from Shakepay CAD balance (BTC/ETH sold to CAD in-app)
Who Is the Shakepay Card Best For?
The Shakepay Card is a good fit for holders who want their balance to keep earning while it sits on the card.
The Shakepay Card pays up to 4% cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in Canada only, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn up to 4% cashback
- People who want a straightforward, app-managed crypto card
- Budget-minded users (no issuance or annual fee)
Avoid if
- You need full non-custodial control of your funds
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Shakepay Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Up to 4% Bitcoin cashback; 0% FX fee; no annual fee; strong Canadian focus with Interac e-Transfer
- No card issuance fee
- Works wherever Visa is accepted worldwide
- Virtual card ready right away, no shipping wait
Cons
- Canada only; cashback in BTC only (not fiat); premium tier requires subscription
- Custodial: the issuer holds your funds
- Only available in certain regions
- Full KYC required, no anonymous tier
- No IBAN or bank account, prepaid only
How to Get the Shakepay Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Shakepay account
A few minutesGo to the Shakepay website or download the app. Sign up with your email, pick a password, and accept the terms.
Complete identity verification
Varies by issuerShakepay runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with Interac e-Transfer, direct deposit, BTC, ETH (4) through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Shakepay Card shows up in the Shakepay app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in Canada only
The Shakepay Card is currently available in Canada only. Some countries may be excluded, so confirm on the issuer's website before applying.
Common questions about the Shakepay Card
What are the fees for the Shakepay Card?
How does the Shakepay Card cashback work?
Where is the Shakepay Card available?
What cryptocurrencies does the Shakepay Card support?
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