CoinJar Card Review 2026
Reviewed: · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
onTrustpilot(2521 reviews)Independently reviewed by Mihail B. · how we verify
Get CoinJar CardCard Overview
CoinJar Card transforms your crypto portfolio into everyday spending power across Australia and the UK with Mastercard's global acceptance. Earn 1% cashback on every purchase—redeemable as Bitcoin, Ethereum, or gift cards—while spending from 50+ supported cryptocurrencies including BTC, ETH, DOGE, and Solana. Backed by Australia's longest-running crypto exchange since 2013, CoinJar Card offers reliable crypto-to-fiat conversion with seamless mobile wallet integration for contactless payments anywhere.
Sweepbase verdict: CoinJar Card is worth a look mainly for zero upfront and ongoing fees and on-card yield on deposited crypto. That makes it a practical choice for HODLers who want passive yield while still being able to spend. One thing to check: limited geographic availability.
This is a Mastercard crypto card. It offers cashback rewards. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 1% domestic transaction fee; 2.99% international |
| ATM Limit | Available at Mastercard ATMs |
| Spending Limit | Based on account tier and verification |
These figures can change. Confirm the current fees, FX and network in CoinJar’s official terms before you apply.
Features
- Welcome Bonus: $20 bonus
- Card Type: Virtual + Physical
- Top up with: BTC, ETH, XRP, DOGE, USDC, SOL, XLM and 50+ cryptocurrencies
- Available Countries: Australia, United Kingdom
Banking & Fiat Rails
None (prepaid Mastercard, no IBAN)
Supported Cryptocurrencies
You can load the CoinJar Card with 7 cryptocurrency tokens. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: No direct on-chain card top-up; funded from CoinJar balance (BTC, ETH and 60+ assets deposited on-chain)
Who Is the CoinJar Card Best For?
The CoinJar Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.
The CoinJar Card pays None (1% reward points redeemable as 0.9% crypto or gift cards — but offset by 1% tx fee, net zero) cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in Australia and UK only, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn None (1% reward points redeemable as 0.9% crypto or gift cards — but offset by 1% tx fee, net zero) cashback
- People who want a straightforward, app-managed crypto card
- European users within EEA countries
- Budget-minded users (no issuance or annual fee)
Avoid if
- You need full non-custodial control of your funds
- You're a US resident (this card doesn't support US users)
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the CoinJar Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Pros & Cons
Pros
- Wide crypto support (50+); 1% cashback redeemable as crypto or gift cards; established Australian exchange
- No card issuance fee
- No annual maintenance fee
- Works wherever Mastercard is accepted worldwide
- Virtual card ready right away, no shipping wait
- Welcome bonus: $20 bonus
Cons
- Australia/UK only; 1% transaction fee on every purchase; custodial model; 0.1% loss if redeeming as crypto
- Only available in certain regions
- Requires KYC identity verification
- Full KYC required, no anonymous tier
- No IBAN or bank account, prepaid only
How to Get the CoinJar Card
Here is what the sign-up process looks like, from application to first purchase.
Create a CoinJar account
~5 minutesGo to the CoinJar website or download the app. Sign up with your email, pick a password, and accept the terms. It's free.
Complete KYC verification
1–3 business daysUpload a government-issued photo ID (passport or national ID) and take a selfie. CoinJar verifies your identity under standard AML/KYC rules.
Fund your card
Usually instantOnce verified, load your card with BTC, ETH, XRP, DOGE, USDC, SOL, XLM and 50+ cryptocurrencies through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual CoinJar Card shows up in the CoinJar app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in Australia and UK only
The CoinJar Card is currently available in Australia and UK only. Some countries may be excluded, so confirm on the issuer's website before applying.
Frequently Asked Questions
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