CoinJar Card Review 2026

The CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions, live for new customers in Australia and the UK in 2026, with no discontinued or waitlist banner on the official page. The catch is the reward. Its 1% "cashback" comes as CoinJar Rewards points, not money: you can spend them on future trading fees or inside the CoinJar Rewards Store, never as cash or crypto. Those points arrive on the same purchases that carry a 1% fee, so the net cash reward domestically is little to nothing. Custody is CoinJar's, not yours. It holds the crypto and auto-converts your chosen Spend account to fiat at checkout, so the card moves fiat, not on-chain coins. You can fund it from 60+ cryptocurrencies. Digital and physical cards both cost nothing to issue, and there is no monthly or annual fee. Apple Pay and Google Pay both work. Read the fee print before you travel: foreign spend costs 2.99% or more, physical-card ATM withdrawals add 1%, and a disputed transaction runs $27.50. Best fit: Australian or UK CoinJar users who want a free way to spend an existing custodial balance at home and value a regulated, long-running exchange. Wrong card if you travel often or expect genuine cashback.