SafePal Card Review 2026
Last updated: by the
Last updated: by the
A crypto neobank card with Swiss IBAN and multi-currency accounts. SafePal Card brings Swiss-licensed banking to Telegram with a revolutionary crypto wallet featuring compliant bank accounts authorized by FINMA through partnership with Fiat24. Supporting USDC deposits across 40+ blockchains with multi-currency IBANs (USD, EUR, CHF, CNH), SafePal offers both Visa debit cards and upcoming Mastercard options with Apple Pay, Google Pay, Samsung Pay, WeChat Pay, and Alipay integration. Stake native SFP tokens to unlock tiered privileges, earn up to 40% referral commissions indefinitely, and enjoy seamless fiat-crypto conversion—perfect for Asian and European markets seeking regulatory-compliant banking infrastructure combined with multi-chain crypto access and social platform convenience.
This is a Mastercard crypto card. It offers cashback rewards. Available in Europe.
| Issuance Fee | Virtual Free; Physical varies |
|---|---|
| Annual Fee | Free to paid tiers |
| FX Fee | Standard Visa/Mastercard rates |
| ATM Limit | Expected with physical card |
| Spending Limit | Based on tier and account balance |
The SafePal Card allows you to top up and spend using 1 supported digital asset. Your crypto is automatically converted to local fiat at the point of sale.
The SafePal Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With None (no active cashback program) cashback on eligible purchases, the SafePal Card rewards active spenders who use the card as their daily driver.
The card is currently available in Europe initially; licensed by Swiss FINMA via Fiat24 — ideal for residents and frequent travellers in those areas.
Compare the SafePal Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Getting started with the SafePal Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official SafePal website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. SafePal processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using USDC default; supports crypto across 40+ blockchains into Swiss bank account via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual SafePal Card is available immediately in the SafePal app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Across the EEA
The SafePal Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
