SafePal Card Review 2026

Name: SafePal Card
Brand: Mastercard
Availability: Discontinued

Reviewed by Mihail B. in October 2026 · how we verify

3.7 / 5.0Sweepbase rating

Algorithmic score, not user reviews: how it is calculated

Closed to new applicants since July 29, 2026. Cards you can still get

CustodyCustodial

NetworkMastercard Debit

CashbackNone

RegionsEurope

Fees and limits

Issuance fee	Virtual Free; Physical varies
Annual fee	Free to paid tiers
FX fee	Standard Visa/Mastercard rates
ATM limit	Expected with physical card
Spending limit	Based on tier and account balance

Features

Welcome bonus: $69.99 free
Cashback: Entravel partnership: 3% cashback on travel (not none).
KYC: Yes
Card type: Virtual + Physical Mastercard
Top up with: USDC default; supports crypto across 40+ blockchains into Swiss bank account
Available countries: Europe (EEA + Switzerland) + India, Malaysia, Singapore, United Arab Emirates…
Full list
… (44 countries/regions; excludes US and US-sanctioned nations; full list at safepal.com/en/bank/regions)

Who issues the SafePal Card

SafePal Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be SR Saphirstein AG (Fiat24 / UR), Switzerland; CHE-256.014.995, Zürich (FINMA Art. 1b fintech licence, granted 16 Feb 2021), inferred from the program manager and not stated by the issuer itself.

All cards issued by SR Saphirstein AG (Fiat24 / UR) · Why the issuer matters

Pros and cons before it closed

Pros

Swiss-licensed banking via Fiat24; Telegram Mini App integration; 40+ blockchain support; WeChat/Alipay integration
No card issuance fee
Welcome bonus: $69.99 free
Banking rails: IBAN / SEPA / SWIFT support

Cons

US excluded; requires KYC; fee structure varies by tier; custodial model; SFP staking required for higher benefits

Regional availability

Was available in most of the EEA

The SafePal Card served the European Economic Area, but not every member state: the issuer lists exclusions (see the country list above).

Card overview

A crypto neobank card with Swiss IBAN and multi-currency accounts. SafePal Card brings Swiss-licensed banking to Telegram with a new crypto wallet featuring compliant bank accounts authorized by FINMA through partnership with Fiat24. Supporting USDC deposits across 40+ blockchains with multi-currency IBANs (USD, EUR, CHF, CNH), SafePal offers Mastercard debit cards with Apple Pay, Google Pay, Samsung Pay, WeChat Pay, and Alipay integration. Stake native SFP tokens to unlock tiered privileges, earn up to 40% referral commissions indefinitely, and enjoy fiat-crypto conversion, perfect for Asian and European markets seeking regulatory-compliant banking infrastructure combined with multi-chain crypto access and social platform convenience.

Common questions about the SafePal Card

What were the fees for the SafePal Card?

The SafePal Card charged no issuance fee (virtual). Annual fee: Free to paid tiers. FX fee: Standard Visa/Mastercard rates.

Is the SafePal Card legit, and who is behind it?

The SafePal Card is a real card that has been closed to new customers since July 29, 2026. Fiat24 (SR Saphirstein AG), the FINMA-supervised Swiss fintech-licence holder issuing this white-label card, confirmed on 29 July 2026 that it had closed all new client applications, citing maintenance works; the freeze began earlier, some time between 14 May and 23 July 2026. Every partner onboarding flow ends at Fiat24's shared KYC channel (app.fiat24.com shows the maintenance gate) and on-chain KYC approvals stopped mid-July, so the card closed to new applicants with it.

Is the SafePal Card still available?

No. The SafePal Card stopped taking applications on July 29, 2026. Fiat24 (SR Saphirstein AG), the FINMA-supervised Swiss fintech-licence holder issuing this white-label card, confirmed on 29 July 2026 that it had closed all new client applications.