Best Crypto Debit & Credit Cards for Australians

Australia has one of the highest rates of crypto ownership per capita globally, and the local regulatory environment — overseen by AUSTRAC and ASIC — has matured significantly in recent years, making it easier for both local and international card issuers to serve Australian residents. Sweepbase has identified 25 crypto cards available to Australian users, including global Visa and Mastercard products from major exchanges such as Crypto.com and Binance, as well as APAC-focused providers with AUD settlement and PayID top-up support. Key considerations for Australian cardholders include FX conversion fees when spending in currencies other than AUD, whether the issuer holds an Australian Financial Services Licence (AFSL), and compatibility with Apple Pay and Google Pay for tap-to-pay convenience at local merchants. Cashback rewards on Australia-available cards range from 0.5% flat BTC back to 5% or more in platform tokens for higher staking tiers. Compare all fees, limits, and reward structures below to find the right crypto card for everyday Australian spending.