Fiwind Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
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Fees and limits
| Issuance fee | Free |
|---|---|
| Annual fee | Free |
| FX fee | 1.5% processing charge on purchases in foreign currency, which are processed in USDThe fine print
|
| ATM limit | Not disclosed (virtual card; withdrawals only within Argentina) |
| Spending limit | No card-specific cap; spending in crypto or dollars draws on the account's monthly operating limit, and users can set a daily maximum in the app |
Fees change; the current ones are in Fiwind’s terms.
Features
- KYC: Yes
- Card type: Virtual only
- Top up with: Card draws from Fiwind balance: ARS transfers, PIX (Brazil), USD balance, USDC via Payoneer/Wise/Deel, on-chain crypto deposits to the exchange wallet
- Available countries: Argentina (purchases worldwide wherever Mastercard is accepted; service and withdrawals Argentina-based)
Who issues the Fiwind Card
Our issuer directory has no verified entry for the Fiwind Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported cryptocurrencies
You can load the Fiwind Card with crypto; the asset we track for it is listed below.
Pros and cons
Pros
- No issuance or maintenance fee and no fee on domestic purchases
The fine print
- Instant activation
- Apple Pay and Google Pay plus QR wallets
- Spend pesos, dollars or crypto
- Foreign purchases skip the 30% perception
- CNV-registered operator
- No annual maintenance fee
Cons
- Virtual-only and Argentina-only
The fine print
- 1.5% charge on foreign purchases, plus Fiwind's own peso-to-dollar rate if you pay from pesos
- VAT on digital services and provincial gross-income tax still apply
- Issuer unnamed
- No cashback
- No IBAN or bank account, prepaid only
Regional availability
Available in Argentina
The Fiwind Card is available in Argentina.
Banking and fiat rails
Card overview
Fiwind's card is a free, virtual prepaid Mastercard issued in Argentina, and what it costs to spend abroad is now partly published. It is live, with an open application flow. Custody is custodial: your money stays in your Fiwind account, not a wallet you control. You load it from ARS, US dollars, or crypto balances, and it runs through Apple Pay and Google Pay NFC for purchases anywhere.
Issuance is free, there is no maintenance or renewal fee, and domestic purchases carry no commission.
Foreign purchases are processed in USD with a 1.5% processing charge, and paying from a peso balance first converts pesos to dollars at Fiwind's own buying rate, which it shows only in the app. The 30% income-tax and personal-assets perception does not apply, but VAT on digital services and, in some provinces, gross-income tax still do. For purchases inside Argentina the cost sits in the crypto-to-peso conversion rate, also shown only in the app. There is no card-specific spending cap; spending draws on the account's monthly limit, and you can set a daily maximum.
KYC is mandatory, minimum age 13. Cash withdrawals work only inside Argentina, and international ATM use is off the table, though international online purchases are fine.
- Best fit
- Argentina residents already holding USDT or dollars on Fiwind who want a zero-fixed-fee card for dollarized daily and online spending
- Wrong card if
- you want cashback, self-custody, or a published conversion rate for spending from pesos or crypto
Common questions about the Fiwind Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
