AmpBlack Card Review 2026
Reviewed: · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Learn More About AmpBlack CardCard Overview
AmpBlack Card (Amp Pay) is a Visa debit card with 1% cashback on purchases, up to 12% APY on USDC savings, and no annual or monthly fees. Self-custody model, no credit check required. 1% fee on non-USD purchases.
Sweepbase verdict: For its 1% cashback rewards and true self-custody — your keys remain yours until the moment of purchase, AmpBlack Card is one of the stronger picks in this space, which is why it appeals most to DeFi users and privacy-focused holders who want full control of their keys. That said, limited geographic availability is worth factoring in before you apply.
This is a Visa crypto card. It uses a self-custody model. It offers cashback rewards. Available to US residents.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 1% on non-USD purchases; $0.35 flat fee on transactions under $15 |
| ATM Limit | Available |
| Spending Limit | Based on balance |
Features
- Welcome Bonus: Up to 4% cashback
- Card Type: Virtual only
- Top up with: Crypto deposits; no credit check required
- Available Countries: United States
Banking & Fiat Rails
None (no IBAN/SEPA/SWIFT disclosed; Solana-native)
Supported Cryptocurrencies
You can load the AmpBlack Card with several cryptocurrencies. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Solana (USDC); funded from in-app Solana wallet
Supported assets: Crypto deposits; no credit check required
Who Is the AmpBlack Card Best For?
The AmpBlack Card is a good fit for DeFi users and privacy-focused holders who want to keep their own keys until they actually spend.
The AmpBlack Card pays 0% (promotional 2-4% cashback expired Dec 31, 2025) cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in USA, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn 0% (promotional 2-4% cashback expired Dec 31, 2025) cashback
- DeFi users who want to hold their own keys
- US residents who want a crypto spending card
- Budget-minded users (no issuance or annual fee)
Avoid if
- You're based in Europe (this card is US-only)
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the AmpBlack Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- 1% cashback; no annual fee; up to 12% APY on USDC; no credit check
- No card issuance fee
- Works wherever Visa is accepted worldwide
- Self-custody: you keep your private keys until you spend
- Virtual card ready right away, no shipping wait
- Welcome bonus: Up to 4% cashback
Cons
- US only; $0.35 fee on small transactions; promotional cashback rates may change
- Only available in certain regions
- Requires KYC identity verification
- Full KYC required, no anonymous tier
- No IBAN or bank account, prepaid only
How to Get the AmpBlack Card
Here is what the sign-up process looks like, from application to first purchase.
Create a AmpBlack account
~5 minutesGo to the AmpBlack website or download the app. Sign up with your email, pick a password, and accept the terms. It's free.
Complete KYC verification
1–3 business daysUpload a government-issued photo ID (passport or national ID) and take a selfie. AmpBlack verifies your identity under standard AML/KYC rules.
Fund your card
Usually instantOnce verified, load your card with Crypto deposits; no credit check required through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual AmpBlack Card shows up in the AmpBlack app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in the United States
The AmpBlack Card is for US residents. Availability can vary by state because of money-transmission licensing. Check the issuer's site for your state.
Commonly supported states:
Frequently Asked Questions
Similar Cards Worth Comparing
