AmpBlack Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get AmpBlack CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
AmpBlack Card (Amp Pay) is a collateral-backed Visa credit card with 1% cashback on purchases, up to 12% APY on USDC savings, and no annual or monthly fees. Self-custody model, no credit check required. 1% fee on non-USD purchases.
This is a Visa crypto card. It uses a self-custody model. It offers cashback rewards. Available to US residents.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 1% on non-USD purchases; $0.35 flat fee on transactions under $15 |
| ATM Limit | Available |
| Spending Limit | Based on balance |
These figures can change. Confirm the current fees, FX and network in AmpBlack’s official terms before you apply.
Features
- Welcome Bonus: Up to 4% cashback
- Card Type: Virtual + Physical
- Top up with: Crypto deposits; no credit check required
- Available Countries: United States
Banking & Fiat Rails
None (no IBAN/SEPA/SWIFT disclosed; Solana-native)
Who issues the AmpBlack Card
AmpBlack Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be Third National (Nimbus LLC), USA — Puerto Rico money transmitter (NMLS #2612780); a subsidiary of Signify Holdings, Inc. ("Rain") per Rain's privacy policy — inferred from the program manager, not stated by the issuer itself. — inferred via Rain.
All cards issued by Third National (Nimbus LLC) · Why the issuer matters
Supported Cryptocurrencies
You can load the AmpBlack Card with several cryptocurrencies. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Solana (USDC); funded from in-app Solana wallet
Supported assets: Crypto deposits; no credit check required
Who Is the AmpBlack Card Best For?
The AmpBlack Card is a good fit for DeFi users and privacy-focused holders who want to keep their own keys until they actually spend.
The AmpBlack Card pays 0% cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in USA, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn 0% cashback
- DeFi users who want to hold their own keys
- US residents who want a crypto spending card
- Budget-minded users (no issuance or annual fee)
Avoid if
- You're based in Europe (this card is US-only)
- You need traditional bank integration (IBAN, SEPA, direct debits)
Compare the AmpBlack Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- 1% cashback; no annual fee; up to 12% APY on USDC; no credit check
- No card issuance fee
- Works wherever Visa is accepted worldwide
- Self-custody: you keep your private keys until you spend
- Virtual card ready right away, no shipping wait
- Welcome bonus: Up to 4% cashback
Cons
- US only; $0.35 fee on small transactions; promotional cashback rates may change; secured credit card, not debit — payment is due 21 days after each billing cycle closes, with a 2% late fee on the outstanding balance
- Only available in certain regions
- Full KYC required, no anonymous tier
- No IBAN or bank account, prepaid only
How to Get the AmpBlack Card
Here is what the sign-up process looks like, from application to first purchase.
Create a AmpBlack account
A few minutesGo to the AmpBlack website or download the app. Sign up with your email, pick a password, and accept the terms.
Complete identity verification
Varies by issuerAmpBlack runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with Crypto deposits; no credit check required through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual AmpBlack Card shows up in the AmpBlack app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in the United States
The AmpBlack Card is for US residents. Availability can vary by state because of money-transmission licensing. Check the issuer's site for your state.
Common questions about the AmpBlack Card
What are the fees for the AmpBlack Card?
How does the AmpBlack Card cashback work?
Where is the AmpBlack Card available?
What are the AmpBlack Card's ATM and spending limits?
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