belo LUX Visa Review 2026

Name: belo LUX Visa
Brand: Visa
Availability: InStock

Reviewed by Mihail B. in September 2026 · Data verified September 25, 2026 · how we verify

3.4 / 5.0Sweepbase rating

Algorithmic score, not user reviews: how it is calculated

Get belo LUX Visa

Not a partner link. We earn nothing from this card; it goes straight to the issuer.

CustodyCustodial

NetworkVisa

CashbackNone

RegionsLATAM

Fees and limits

Issuance fee	Free; needs at least 25 USD in the belo account to request (a minimum balance, not a charge)
Annual fee	Free
FX fee	Percentage not published; purchases in USD carry no conversion, purchases in any other currency carry an additional conversion charge
ATM limit	Not published
Spending limit	Up to the value of the balance backing the card; belo and the issuer may set further limits

These figures can change. Confirm the current fees, FX and network in belo LUX’s official terms before you apply.

Features

Custody: Custodial; the card spends the USDT or USDC balance held in the belo app
KYC: Yes, through the belo account
Card type: Virtual only
Top up with: Spends the belo account balance in USDT or USDC; the account is funded by the belo app's own deposit methods, which vary by country
Available countries: Not published for the LUX card; not available in Venezuela and the other countries on belo's restricted list

Who issues the belo LUX Visa

The belo LUX Visa is issued by Third National (Nimbus LLC), USA; Puerto Rico money transmitter (NMLS #2612780), a subsidiary of Signify Holdings, Inc. ("Rain") per Rain's privacy policy. The issuer is named in the source linked below. "El emisor de este programa de tarjetas es Third National." belo provides access through Gralcey S.A.

Primary source · All cards issued by Third National (Nimbus LLC) · Why the issuer matters

Supported cryptocurrencies

You can load the belo LUX Visa with crypto; the asset we track for it is listed below.

Networks & deposit details: Crypto deposits to the belo account; chains for the card collateral named in the terms: Ethereum, Polygon, Optimism, Arbitrum

USDTTether

Pros and cons

Pros

✓
No issuance or maintenance fee
The fine print
- Apple Pay and Google Pay
- Spends USDT or USDC directly for dollar purchases
- Open to Latin Americans outside Argentina
- Issuer named in the terms
No annual maintenance fee
Multi-chain top-up across 4+ networks

Cons

✗
Virtual only
The fine print
- Needs at least 25 USD in the account to request
- Conversion charge on non-USD purchases with no published rate
- No ATM withdrawals published
- No cashback
- No published country list, and Venezuela is excluded even though belo opens accounts there
No IBAN or SEPA account

Regional availability

Available in LATAM

Latin America for belo account holders; not available in Venezuela and the other jurisdictions on belo's restricted list.

Card overview

belo LUX is a second card inside the belo app: a virtual Visa issued by Third National, where belo's other card is an Argentine Mastercard. It spends the same USDT or USDC balance, so there is nothing to move between cards. It is built for dollar purchases. There is no issuance or maintenance fee, but the account needs at least 25 USD before you can request it, and a purchase in any currency other than USD adds a conversion charge whose rate belo does not publish. Unlike the Mastercard it works with Apple Pay as well as Google Pay, and it is open to Latin Americans outside Argentina. belo publishes no country list for the card itself; Venezuela is on the card's restricted list even though belo opens accounts there. No cashback, no published ATM access.

Best fit: belo users in Latin America who pay for dollar subscriptions and online shops with stablecoins
Wrong card if: you spend mostly in local currency, where the unpublished conversion charge applies, or you need cash

Common questions about the belo LUX Visa

We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.

What are the fees for the belo LUX Visa?

The belo LUX Visa charges no issuance or annual fee. The FX fee is not published.

Is the belo LUX Visa legit, and who is behind it?

The issuer of record for the belo LUX Visa is Third National (Nimbus LLC), USA, named on help.belo.app. "El emisor de este programa de tarjetas es Third National." belo provides access through Gralcey S.A.

Is the belo LUX Visa worth it?

Best fit for the belo LUX Visa: belo users in Latin America who pay for dollar subscriptions and online shops with stablecoins. Wrong card if you spend mostly in local currency, where the unpublished conversion charge applies, or you need cash.