Comparing Tuyo Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Tuyo rates 4.3/5, slightly ahead of OKX at 3.6/5. Both are solid options, but Tuyo is the better pick for most people.
Tuyo Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike OKX where the issuer holds your funds. Tuyo also lets you earn yield on your deposits, something OKX doesn't offer. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: Tuyo Card (4.3/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features | ![]() Tuyo Card | ![]() OKX Card |
|---|---|---|
| Virtual | Virtual only | |
| Self-custody | Custodial | |
| Visa Debit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| Standard Visa rates | 0.1% conversion spread (official docs); no transaction or FX fees | |
| TUYO rewards tokens (seasonal multipliers; TGE early 2026) | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Up to $50000+/day based on verification | Based on verification and tier | |
| Not available (virtual only; no PIN/ATM access) | Not available (virtual card only) | |
| USDC on Base network; automatic fiat-to-USDC conversion (USD/EUR/MXN) at no fee | USDC, USDG stablecoins from OKX Pay account | |
| US, Spain, select EU and Latin America countries | EEA + Brazil | |
| Get Card | Get Card |