Comparing Tuyo Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Tuyo at 4.3/5 vs Binance at 4/5. Tuyo has a small lead, but which card works better depends on what you need.
Tuyo Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Binance where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Binance may be better if you need broader regional coverage.
In short: Tuyo Card (4.3/5) is the stronger option for most people compared to Binance Card (4/5).
| Features | ![]() Tuyo Card | ![]() Binance Card |
|---|---|---|
| Virtual | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Debit | Mastercard Prepaid | |
| Free | Free | |
| Free | Free | |
| Standard Visa rates | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| TUYO rewards tokens (seasonal multipliers; TGE early 2026) | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| Up to $50000+/day based on verification | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| Not available (virtual only; no PIN/ATM access) | €290/day; 0.9% fee | |
| USDC on Base network; automatic fiat-to-USDC conversion (USD/EUR/MXN) at no fee | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| US, Spain, select EU and Latin America countries | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |