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Comparing Ether.fi Cash Card and Tuyo Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Ether.fi Cash rates 4.9/5, slightly ahead of Tuyo at 4.3/5. Both are solid options, but Ether.fi Cash is the better pick for most people.
Ether.fi Cash Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Tuyo may be better if you prefer self-custody need something it does better.
In short: Ether.fi Cash Card (4.9/5) is the stronger option for most people compared to Tuyo Card (4.3/5).
| Features |  Ether.fi Cash Card |  Tuyo Card |
|---|---|---|
| Virtual + Physical | Virtual | |
| Self-custody | Self-custody | |
| Visa Signature | Visa Debit | |
| Free | Free | |
| Free | Free | |
| 1% FX on all non-USD currencies (including EUR — native EUR not yet live) | Standard Visa rates | |
| Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH) | TUYO rewards tokens (seasonal multipliers; TGE early 2026) | |
| Core $30K/day, Luxe $50K/day, Pinnacle $100K/day | Up to $50000+/day based on verification | |
| $250/day, 2% fee, 3 attempts per 24h | Not available (virtual only; no PIN/ATM access) | |
| USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer) | USDC on Base network; automatic fiat-to-USDC conversion (USD/EUR/MXN) at no fee | |
| 70+ countries: most of Europe, UK, Americas, UAE, Saudi Arabia, Hong Kong, select Asia-Pacific | US, Spain, select EU and Latin America countries | |
| Get Card | Get Card |