Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Tuyo Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
These two are close: Tuyo at 4.3/5 vs Bybit at 4/5. Tuyo has a small lead, but which card works better depends on what you need.
Tuyo Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Bybit where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Bybit may be better if you need broader regional coverage.
In short: Tuyo Card (4.3/5) is the stronger option for most people compared to Bybit Card (4/5).
| Features |  Tuyo Card |  Bybit Card |
|---|---|---|
| Virtual | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Debit | Mastercard; Visa | |
| Free | Free | |
| Free | Free | |
| Standard Visa rates | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | |
| TUYO rewards tokens (seasonal multipliers; TGE early 2026) | Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | |
| Up to $50000+/day based on verification | €5000/day standard; €20000/day Level 3 | |
| Not available (virtual only; no PIN/ATM access) | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | |
| USDC on Base network; automatic fiat-to-USDC conversion (USD/EUR/MXN) at no fee | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | |
| US, Spain, select EU and Latin America countries | 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | |
| Get Card | Get Card |