Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Ether.fi Cash Card and Wirex Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
Ether.fi Cash scores 4.9/5 on Sweepbase vs 3.6/5 for Wirex. That gap shows up mostly in fees and feature coverage.
Ether.fi Cash Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Wirex where the issuer holds your funds. Ether.fi Cash also lets you earn yield on your deposits, something Wirex doesn't offer. Zero fixed costs give Ether.fi Cash a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Wirex may be better if you need something it does better.
In short: Ether.fi Cash Card (4.9/5) is the stronger option for most people compared to Wirex Card (3.6/5).
| Features |  Ether.fi Cash Card |  Wirex Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Signature | Mastercard Debit | |
| Free | Free | |
| Free | Free to paid tiers (varies by plan) | |
| 1% FX on all non-USD currencies (including EUR — native EUR not yet live) | 0% FX fees on all tiers (official); spreads on crypto-to-fiat conversion apply | |
| Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH) | Up to 8% in WXT tokens (tiered by plan; base 0.5%) | |
| Core $30K/day, Luxe $50K/day, Pinnacle $100K/day | Based on account tier and verification | |
| $250/day, 2% fee, 3 attempts per 24h | Free up to ~EUR 200/month then 2%; daily/monthly caps vary by plan tier | |
| USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer) | 68+ fiat and cryptocurrencies including BTC, ETH, LTC, XRP, XLM, ADA, XTZ, EOS, DOGE | |
| 70+ countries: most of Europe, UK, Americas, UAE, Saudi Arabia, Hong Kong, select Asia-Pacific | UK + EEA + Australia, New Zealand, Hong Kong, Taiwan | |
| Get Card | Get Card |