Comparing Wirex Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
MetaMask rates 4.2/5, slightly ahead of Wirex at 3.6/5. Both are solid options, but MetaMask is the better pick for most people.
MetaMask Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Wirex where the issuer holds your funds. Zero fixed costs give MetaMask a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Wirex may be better if you need something it does better.
In short: MetaMask Card (4.2/5) is the stronger option for most people compared to Wirex Card (3.6/5).
| Features | ![]() Wirex Card | ![]() MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Self-custody | |
| Mastercard Debit | Mastercard Debit | |
| Free | Free | |
| Free to paid tiers (varies by plan) | Free | |
| 0% FX fees on all tiers (official); spreads on crypto-to-fiat conversion apply | 0% foreign transaction fees (Mastercard standard rates only) | |
| Up to 8% in WXT tokens (tiered by plan; base 0.5%) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on account tier and verification | Based on wallet balance and spending caps | |
| Free up to ~EUR 200/month then 2%; daily/monthly caps vary by plan tier | Not disclosed | |
| 68+ fiat and cryptocurrencies including BTC, ETH, LTC, XRP, XLM, ADA, XTZ, EOS, DOGE | USDC, USDT, wETH on Linea network | |
| UK + EEA + Australia, New Zealand, Hong Kong, Taiwan | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Card | Get Card |