Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Wirex Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Bybit rates 4/5, slightly ahead of Wirex at 3.6/5. Both are solid options, but Bybit is the better pick for most people.
Bybit Card is the better card here. Bybit also lets you earn yield on your deposits, something Wirex doesn't offer. Zero fixed costs give Bybit a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Wirex may be better if you need something it does better.
In short: Bybit Card (4/5) is the stronger option for most people compared to Wirex Card (3.6/5).
| Features |  Wirex Card |  Bybit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Debit | Mastercard; Visa | |
| Free | Free | |
| Free to paid tiers (varies by plan) | Free | |
| 0% FX fees on all tiers (official); spreads on crypto-to-fiat conversion apply | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | |
| Up to 8% in WXT tokens (tiered by plan; base 0.5%) | Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | |
| Based on account tier and verification | €5000/day standard; €20000/day Level 3 | |
| Free up to ~EUR 200/month then 2%; daily/monthly caps vary by plan tier | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | |
| 68+ fiat and cryptocurrencies including BTC, ETH, LTC, XRP, XLM, ADA, XTZ, EOS, DOGE | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | |
| UK + EEA + Australia, New Zealand, Hong Kong, Taiwan | 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | |
| Get Card | Get Card |