Comparing Wirex Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Binance rates 4/5, slightly ahead of Wirex at 3.6/5. Both are solid options, but Binance is the better pick for most people.
Binance Card is the better card here. Binance also lets you earn yield on your deposits, something Wirex doesn't offer. Zero fixed costs give Binance a cost advantage from day one. However, Wirex may be better if you need something it does better.
In short: Binance Card (4/5) is the stronger option for most people compared to Wirex Card (3.6/5).
| Features | ![]() Wirex Card | ![]() Binance Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Debit | Mastercard Prepaid | |
| Free | Free | |
| Free to paid tiers (varies by plan) | Free | |
| 0% FX fees on all tiers (official); spreads on crypto-to-fiat conversion apply | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| Up to 8% in WXT tokens (tiered by plan; base 0.5%) | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| Based on account tier and verification | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| Free up to ~EUR 200/month then 2%; daily/monthly caps vary by plan tier | €290/day; 0.9% fee | |
| 68+ fiat and cryptocurrencies including BTC, ETH, LTC, XRP, XLM, ADA, XTZ, EOS, DOGE | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| UK + EEA + Australia, New Zealand, Hong Kong, Taiwan | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |