Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Wirex Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Wirex at 3.6/5 vs OKX at 3.6/5. Wirex has a small lead, but which card works better depends on what you need.
Wirex Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: Wirex Card (3.6/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features |  Wirex Card |  OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Custodial | Custodial | |
| Mastercard Debit | Mastercard Debit | |
| Free | Free | |
| Free to paid tiers (varies by plan) | Free | |
| 0% FX fees on all tiers (official); spreads on crypto-to-fiat conversion apply | 0.1% conversion spread (official docs); no transaction or FX fees | |
| Up to 8% in WXT tokens (tiered by plan; base 0.5%) | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Based on account tier and verification | Based on verification and tier | |
| Free up to ~EUR 200/month then 2%; daily/monthly caps vary by plan tier | Not available (virtual card only) | |
| 68+ fiat and cryptocurrencies including BTC, ETH, LTC, XRP, XLM, ADA, XTZ, EOS, DOGE | USDC, USDG stablecoins from OKX Pay account | |
| UK + EEA + Australia, New Zealand, Hong Kong, Taiwan | EEA + Brazil | |
| Get Card | Get Card |