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Comparing Revolut Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Revolut at 4.2/5 vs OKX at 4.2/5. Revolut has a small lead, but which card works better depends on what you need.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual only |
| Network | Visa + Mastercard Debit | Mastercard Debit |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Free | Free |
| Annual fee | Standard/Plus/Premium Free; Metal £14.99/month; Ultra £45/month | Free |
| FX fee | 1% weekend crypto conversion fee; standard Visa/Mastercard FX rates | 0.1% conversion spread (official docs); no transaction or FX fees |
| Rewards | ||
| Cashback | Up to 1% (Tiers) | 2-4% (VIP tiers) |
| Yield on spendable balance | NoThe issuer pays yield, but in a separate product | Yes |
| Access | ||
| Apple / Google Pay | Yes (Apple Pay; Google Pay) | Yes (Apple Pay; Google Pay) |
| Bank account in your name | IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers) | SEPA via MiCA/PSD2 Malta PI license (EU); IBAN not explicitly confirmed per user |
| Daily spend limit | Based on account tier | Based on verification and tier |
| ATM withdrawal limit | $200-$1200/month free (by plan), 2% after | Not available (virtual card only) |
| Top-up methods | 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies | USDC, USDG stablecoins from OKX Pay account |
| Regions | UK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, Singapore | EEA + Brazil |
| Behind the card | ||
| Card issuer | Revolut Bank UAB / Revolut Ltd — Lithuania (Bank of Lithuania) + UK (FCA FRN 900562)Named in the card terms | Monavate Limited + UAB Monavate — UK (FCA 901097) + Lithuania (Bank of Lithuania)Named in the card terms |
| Our read | ||
| Strengths |
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| Trade-offs |
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| Get Revolut Card | Get OKX Card | |
Revolut Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: Revolut Card (4.2/5) is the stronger option for most people compared to OKX Card (4.2/5).
