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Revolut Card vs OKX Card: 2026 Comparison

Comparing Revolut Card and OKX Card on fees, cashback, custody, and where each card is available.

Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way. Read our editorial disclosure.

The short version:

OKX rates 4.2/5, ahead of Revolut at 3.7/5. The gap is 0.5 of a point: a few line items in the formula, not a different class of card. What moves the score for OKX: no issuance or annual fee, 2-10% cashback (VIP tiers).

Revolut:
OKX:

Side by side

Side-by-side comparison of Revolut Card, OKX Card. Scroll horizontally to see all columns.
Feature

Revolut Card 3.7 out of 5, Sweepbase rating

Get card Revolut Card

OKX Card 4.2 out of 5, Sweepbase rating

Get card OKX Card
Overview
Card typeVirtual + PhysicalVirtual only
NetworkVisa + Mastercard DebitMastercard Debit
CustodyCustodialCustodial
Costs
Issuance fee Strength: Free Strength: Free
Annual feeStandard Free; Plus £3.99/month; Premium £8.99/month; Metal £16.99/month; Ultra £60/month Strength: Free
FX feeFair-usage fee of 1% (Standard) or 0.5% (Plus) above the monthly exchange limit, plus a weekend currency exchange fee…
The fine print
  • … of 1% (Standard) or 0.5% (Plus)
  • Premium, Metal and Ultra have no fair-usage limit and no weekend fee
  • The UK plan table sets the weekday limit at £1,000 a month for Standard and £3,000 for Plus, while its footnote gives a combined £1,000 for currency, crypto and commodities
  • Card payments from the crypto balance are converted at Revolut's exchange rate and are not subject to minimum or percentage-based fees
0.1% conversion spread in the EEA, no transaction or FX fee; Brazil has no FX fee or IOF, and buying stablecoins with BRL costs up to 1.5%
Rewards
CashbackNone Strength: 2-10% (VIP tiers)
Yield on spendable balanceNoThe issuer pays yield, but in a separate product Strength: Yes
Access
Apple / Google Pay Strength: Yes (Apple Pay; Google Pay) Strength: Yes (Apple Pay; Google Pay)
Bank account in your name Strength: IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers) Strength: SEPA via MiCA/PSD2 Malta PI license (EU); IBAN not explicitly confirmed per user
Daily spend limitBased on account tierBased on verification and tier
ATM withdrawal limitUK: free up to £200/month or 5 withdrawals (Standard), £200 (Plus), £400 (Premium), £800 (Metal), £2,000 (Ultra)
The fine print
  • 2% (minimum £1) after the rolling monthly limit
Not available (virtual card only)
Top-up methodsFiat balance of the Revolut account
The fine print
  • Crypto pocket with 300+ tokens in the app, of which BTC, ETH, USDC and 30+ other tokens can be moved in from an external wallet
USDC or USDG held in OKX Pay (EEA); USDG, USDC or USDT in OKX Pay, bought with BRL if needed (Brazil)
RegionsUK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, SingaporeEEA + Brazil
Behind the card
Card issuerRevolut Bank UAB / Revolut Ltd, Lithuania (Bank of Lithuania) + UK (FCA FRN 900562)Named in the card termsMonavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania)Named in the card terms
Our read
Strengths
  • Free issuance
  • Apple Pay and Google Pay
  • Bank account in your name
  • Virtual and physical
  • No issuance or annual fee
  • Cashback: 2-10% (VIP tiers)
  • Spendable balance earns
  • Apple Pay and Google Pay
  • Bank account in your name
Trade-offs
  • Issuer holds your funds
  • No cashback
  • Issuer holds your funds

Which scores higher

Nothing in the formula favours Revolut over OKX. What the formula cannot see is where you live and what you spend on: if Revolut is sold in your country and OKX is not, that settles it, and the Regions row above is where to check.

Revolut vs OKX: FAQ

OKX Card scores higher on the Sweepbase formula, at 4.2/5. What moves the score: no issuance or annual fee, 2-10% cashback (VIP tiers). The formula does not know where you live or how you spend, so check availability and fees for your own case.

Revolut Card: issuance Free, annual Standard Free, FX Fair-usage fee of 1% (Standard) or 0.5% (Plus) above the… OKX Card: issuance Free, annual Free, 0.1% conversion spread in the EEA, no transaction or FX fee. You can compare total annual cost using our fee calculator.

Revolut Card: no cashback. OKX Card: 2-10% cashback (VIP tiers). Rates can depend on tier, staking or caps, so check each card's page for the conditions.

Revolut Card: Custodial. OKX Card: Custodial. Both cards are custodial, meaning the issuer holds your funds on your behalf.

Revolut Card supports Apple Pay and Google Pay. OKX Card supports Apple Pay and Google Pay.

Revolut Card: several regions. OKX Card: EEA + Brazil. Check each card's detail page for the full country list.

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