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Comparing Revolut Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Revolut at 4.2/5 vs Bybit at 4.2/5. Revolut has a small lead, but which card works better depends on what you need.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual + Physical |
| Network | Visa + Mastercard Debit | Mastercard; Visa |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Free | Free |
| Annual fee | Standard/Plus/Premium Free; Metal £14.99/month; Ultra £45/month | Free |
| FX fee | 1% weekend crypto conversion fee; standard Visa/Mastercard FX rates | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion |
| Rewards | ||
| Cashback | Up to 1% (Tiers) | 2% (Tiers, cap $10/mo) |
| Yield on spendable balance | NoThe issuer pays yield, but in a separate product | Yes |
| Access | ||
| Apple / Google Pay | Yes (Apple Pay; Google Pay) | Yes (Apple Pay; Google Pay; Samsung Pay in EEA/Switzerland; Google Pay only in APAC) |
| Bank account in your name | IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers) | IBAN: Yes (EUR deposit IBAN via SEPA); SEPA: Yes; SWIFT: Not disclosed |
| Daily spend limit | Based on account tier | €5000/day standard; €20000/day Level 3 |
| ATM withdrawal limit | $200-$1200/month free (by plan), 2% after | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% |
| Top-up methods | 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) |
| Regions | UK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, Singapore | EEA via bybit.eu, where Bybit's stated eligibility is a proof of address from eligible EU…EEA via bybit.eu, where Bybit's stated eligibility is a proof of address from eligible EU countries except Croatia and Ireland, plus Liechtenstein or Norway - Bybit publishes no country count. Everything outside the EEA runs on bybit.com, which lists nine card regions: Argentina, Brazil, Mexico, Peru, Australia, AIFC, Georgia, Kazakhstan and Asia Pacific. Not available in the US, Canada or Singapore, and not part of the UK relaunch. Switzerland unresolved: the EEA application guide is titled EEA and CH and accepts Swiss ID, but the proof-of-address list does not name Switzerland |
| Behind the card | ||
| Card issuer | Revolut Bank UAB / Revolut Ltd — Lithuania (Bank of Lithuania) + UK (FCA FRN 900562)Named in the card terms | Not disclosedThe programme does not name its issuer |
| Our read | ||
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| Get Revolut Card | Get Bybit Card | |
Revolut Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Bybit may be better if you need broader regional coverage.
In short: Revolut Card (4.2/5) is the stronger option for most people compared to Bybit Card (4.2/5).
