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Revolut Card vs Bybit Card: 2026 Comparison

Comparing Revolut Card and Bybit Card on fees, cashback, custody, and where each card is available.

Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way. Read our editorial disclosure.

The short version:

These two are close: Bybit at 3.8/5, Revolut at 3.7/5. A 0.1-point gap is inside the formula's own rounding, so treat them as level. What moves the score for Bybit: no issuance or annual fee, 1% EEA base; 2-10% VIP cashback (capped).

Revolut:
Bybit:

Side by side

Side-by-side comparison of Revolut Card, Bybit Card. Scroll horizontally to see all columns.
Feature

Revolut Card 3.7 out of 5, Sweepbase rating

Get card Revolut Card

Bybit Card 3.8 out of 5, Sweepbase rating

Get card Bybit Card
Overview
Card typeVirtual + PhysicalVirtual + Physical
NetworkVisa + Mastercard DebitMastercard Debit in the EEA
The fine print
  • Mastercard Prepaid in Argentina, Australia, Georgia, Kazakhstan and AIFC
  • Mastercard Credit in Mexico and Brazil
  • Visa Prepaid in Peru
  • Visa Credit in Asia Pacific
CustodyCustodialCustodial
Costs
Issuance fee Strength: Free Strength: Virtual free
The fine print
  • Physical card in the EEA free on first issuance and 5 EUR for a replacement per the fee table updated 8 October 2026, although the EEA card landing page still says $5 or 5 USDC
  • Physical 5 USD or USDT in Argentina, 5 USDT in Asia Pacific, 29.99 USD in Australia, 29.99 USDT in Georgia and Kazakhstan (AIFC), free in Brazil and Mexico
  • No physical card in Peru
Annual feeStandard Free; Plus £3.99/month; Premium £8.99/month; Metal £16.99/month; Ultra £60/month Strength: Free
FX feeFair-usage fee of 1% (Standard) or 0.5% (Plus) above the monthly exchange limit, plus a weekend currency exchange fee…
The fine print
  • … of 1% (Standard) or 0.5% (Plus)
  • Premium, Metal and Ultra have no fair-usage limit and no weekend fee
  • The UK plan table sets the weekday limit at £1,000 a month for Standard and £3,000 for Plus, while its footnote gives a combined £1,000 for currency, crypto and commodities
  • Card payments from the crypto balance are converted at Revolut's exchange rate and are not subject to minimum or percentage-based fees
0.5-7% on foreign-currency spend depending on the programme: 0.5% in the EEA per Bybit EU's fee table updated 8 October…
The fine print
  • … 2026, although its card landing page still says 1%
  • 1.5% Brazil
  • 2% Mexico, Peru, Australia, Asia Pacific and Georgia, with a 2% international fee on cross-border purchases in Kazakhstan (AIFC)
  • 7% Argentina
  • Plus a 0.9% crypto conversion fee when the payment is funded with crypto (0.5% in Argentina)
Rewards
CashbackNone Strength: 1% EEA base; 2-10% VIP (capped)
Yield on spendable balanceNoThe issuer pays yield, but in a separate product Strength: Yes
Access
Apple / Google Pay Strength: Yes (Apple Pay; Google Pay) Strength: Yes: Apple Pay, Google Pay and Samsung Pay in the EEA and Australia
The fine print
  • Apple Pay and Google Pay in Argentina, AIFC, Georgia, Kazakhstan, Brazil and Peru
  • Google Pay only in Asia Pacific and Mexico
Bank account in your name Strength: IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers) Strength: IBAN: Yes (EUR deposit IBAN via SEPA); SEPA: Yes; SWIFT: Not disclosed
Daily spend limitBased on account tierEEA: 5,000 EUR a day on Tier 1, 10,000 EUR on Tier 2, 15,000 EUR on Tier 3
The fine print
  • Elsewhere: Australia 50,000 USD
  • Argentina 1,000 USD per transaction and 5,000 USD a day
  • Brazil 27,500 BRL
  • Mexico 97,000 MXN
  • Georgia and Kazakhstan 15,000 USD
  • Peru 1,000 USD
  • Asia Pacific 10,000 USD on Tier 1, 50,000 USD on Tier 2, 100,000 USD on Tier 3
ATM withdrawal limitUK: free up to £200/month or 5 withdrawals (Standard), £200 (Plus), £400 (Premium), £800 (Metal), £2,000 (Ultra)
The fine print
  • 2% (minimum £1) after the rolling monthly limit
EEA: first 100 EUR a month free, then 2%
The fine print
  • Up to 2,000 EUR a day on the physical card
  • Other regions: 2% after a monthly free allowance of 100 USD, 550 BRL in Brazil, 95,000 ARS in Argentina or 1,800 MXN in Mexico
  • Per-region caps, e.g. 50 USD a day on Australia Level 1 and 3,000 USD a day on Asia Pacific Level 2 and 3
  • ATM not supported in Peru
Top-up methodsFiat balance of the Revolut account
The fine print
  • Crypto pocket with 300+ tokens in the app, of which BTC, ETH, USDC and 30+ other tokens can be moved in from an external wallet
Spends from the Bybit Funding Account: EUR plus up to 3 selected cryptos from USDC, BTC, ETH, MNT, GRAM, XRP and EURC…
The fine print
  • … in the EEA
  • Local fiat plus BTC, ETH, XRP, USDT, USDC and GRAM elsewhere
RegionsUK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, SingaporeEEA via bybit.eu: 29 supported EEA countries, the EU-27 except Malta plus Iceland, Liechtenstein and Norway
The fine print
  • Outside the EEA, bybit.com runs separate card programmes for Argentina, Brazil, Mexico, Peru, Australia, AIFC, Georgia, Kazakhstan and Asia Pacific, and says the card is only available in limited countries
  • The bybit.com card is not available to EEA customers
  • The old bybit.com EUR card for the EEA and Switzerland had to be replaced by 31 December 2025, and Switzerland is not in the bybit.eu list
Behind the card
Card issuerRevolut Bank UAB / Revolut Ltd, Lithuania (Bank of Lithuania) + UK (FCA FRN 900562)Named in the card termsHarmoniie SAS (with Moorwand Ltd), France (ACPR, CIB 17478); Mastercard licence held by Moorwand Ltd (UK)Named in the card terms
Our read
Strengths
  • Free issuance
  • Apple Pay and Google Pay
  • Bank account in your name
  • Virtual and physical
  • No issuance or annual fee
  • Cashback: 1% EEA base; 2-10% VIP (capped)
  • Spendable balance earns
  • Apple Pay and Google Pay
  • Bank account in your name
  • Virtual and physical
Trade-offs
  • Issuer holds your funds
  • No cashback
  • Issuer holds your funds

Which scores higher

Nothing in the formula favours Revolut over Bybit. What the formula cannot see is where you live and what you spend on: if Revolut is sold in your country and Bybit is not, that settles it, and the Regions row above is where to check.

Revolut vs Bybit: FAQ

Bybit Card scores higher on the Sweepbase formula, at 3.8/5. What moves the score: no issuance or annual fee, 1% EEA base; 2-10% VIP cashback (capped). The formula does not know where you live or how you spend, so check availability and fees for your own case.

Revolut Card: issuance Free, annual Standard Free, FX Fair-usage fee of 1% (Standard) or 0.5% (Plus) above the… Bybit Card: issuance Virtual free, annual Free, 0.5-7% on foreign-currency spend depending on the… You can compare total annual cost using our fee calculator.

Revolut Card: no cashback. Bybit Card: 1% EEA base; 2-10% VIP cashback (capped). Rates can depend on tier, staking or caps, so check each card's page for the conditions.

Revolut Card: Custodial. Bybit Card: Custodial. Both cards are custodial, meaning the issuer holds your funds on your behalf.

Revolut Card supports Apple Pay and Google Pay. Bybit Card supports Apple Pay and Google Pay.

Revolut Card: several regions. Bybit Card: several regions. Check each card's detail page for the full country list.

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