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Comparing Revolut Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: MetaMask at 4.5/5 vs Revolut at 4.2/5. MetaMask has a small lead, but which card works better depends on what you need.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual; Metal Physical |
| Network | Visa + Mastercard Debit | Mastercard Debit |
| Custody | Custodial | Self-custody |
| Costs | ||
| Issuance fee | Free | Free |
| Annual fee | Standard/Plus/Premium Free; Metal £14.99/month; Ultra £55/month | Free |
| FX fee | Fair-usage fee of 1% (Standard) or 0.5% (Plus) only above £1,000/month of combined…Fair-usage fee of 1% (Standard) or 0.5% (Plus) only above £1,000/month of combined currency, crypto and commodity exchanges; the Cryptocurrency Terms say a crypto card payment "will not be subject to minimum or percentage-based fees" beyond the exchange rate at the time; standard Visa/Mastercard FX rates on fiat spend (read 5 Sep 2026) | 1% cross-border fee on the Free tier; 0% on the Metal tier ($199/year), Mastercard rate passed through (support.metamask.io limits-and-fees, read 10 September 2026). New sign-ups paused in the US and UK per the same help centre |
| Rewards | ||
| Cashback | Up to 1% (Tiers) | Up to 3% |
| Yield on spendable balance | NoThe issuer pays yield, but in a separate product | Yes |
| Access | ||
| Apple / Google Pay | Yes (Apple Pay; Google Pay) | Yes (Apple Pay; Google Pay) |
| Bank account in your name | IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers) | No |
| Daily spend limit | Based on account tier | Based on wallet balance and spending caps |
| ATM withdrawal limit | $200-$1200/month free (by plan), 2% after | Not disclosed |
| Top-up methods | 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies | USDC, USDT, wETH on Linea network |
| Regions | UK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, Singapore | 45 countries per metamask.io/card, 47 on the help centre which adds Bahrain and Oman: 23…45 countries per metamask.io/card, 47 on the help centre which adds Bahrain and Oman: 23 of the 27 EU states plus Iceland, Liechtenstein, Norway, Switzerland, Andorra, Monaco, Gibraltar, Guernsey, Jersey, Isle of Man, Canada and nine Latin American markets. Not available in the USA or in the United Kingdom - new sign-ups are closed in both and MetaMask publishes no date for either pause; existing holders unaffected |
| Behind the card | ||
| Card issuer | Revolut Bank UAB / Revolut Ltd — Lithuania (Bank of Lithuania) + UK (FCA FRN 900562)Named in the card terms | Monavate Limited + UAB Monavate — UK (FCA 901097) + Lithuania (Bank of Lithuania)Inferred, not stated by the issuer |
| Our read | ||
| Strengths |
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| Trade-offs |
| Nothing flagged by these checks |
| Get Revolut Card | Get MetaMask Card | |
MetaMask Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Revolut where the issuer holds your funds. MetaMask also lets you earn yield on your deposits, something Revolut doesn't offer. Zero fixed costs give MetaMask a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Revolut may be better if you need something it does better.
In short: MetaMask Card (4.5/5) is the stronger option for most people compared to Revolut Card (4.2/5).
