Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Revolut Card and Gemini Credit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Gemini Credit rates 4.5/5, slightly ahead of Revolut at 3.7/5. Both are solid options, but Gemini Credit is the better pick for most people.
Gemini Credit Card is the better card here. Gemini Credit also lets you earn yield on your deposits, something Revolut doesn't offer. Zero fixed costs give Gemini Credit a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Revolut may be better if you need broader regional coverage.
In short: Gemini Credit Card (4.5/5) is the stronger option for most people compared to Revolut Card (3.7/5).
| Features |  Revolut Card |  Gemini Credit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa + Mastercard Debit | Mastercard Credit | |
| Free | Free | |
| Standard/Plus/Premium Free; Metal £12.99/month; Ultra £45/month | Free | |
| 1% weekend crypto conversion fee; standard Visa/Mastercard FX rates | 0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange | |
| Metal/Ultra: 0.1% in Europe and 1% outside Europe; Other tiers: none | 4% on gas, 3% on dining, 2% on groceries, 1% on everything else. 4% category capped at $200/month spend. Cashback auto-converts to crypto of choice (50+ options). APR 18.99-34.99%. | |
| Based on account tier | Cash advance only; 3% + $10 fee, 29.99% APR | |
| $200-$1200/month free (by plan), 2% after | Referral: $50 per friend + $250 bonus per 5 referrals (up to $5000/year) | |
| 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies | not card FX) | |
| RevolutX crypto card: UK + Switzerland only; crypto features via standard Revolut card: 31 countries; excludes US since Oct 2023 | USA only | |
| Get Card | Get Card |