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Revolut Card vs Binance Card: 2026 Comparison

Comparing Revolut Card and Binance Card on fees, cashback, custody, and where each card is available.

Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way. Read our editorial disclosure.

The short version:

Revolut rates 3.7/5, ahead of Binance at 3.4/5. The gap is 0.3 of a point: a few line items in the formula, not a different class of card.

Revolut:
Binance:

Side by side

Side-by-side comparison of Revolut Card, Binance Card. Scroll horizontally to see all columns.
Feature

Revolut Card 3.7 out of 5, Sweepbase rating

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Binance Card 3.4 out of 5, Sweepbase rating

Get card Binance Card
Overview
Card typeVirtual + PhysicalVirtual + Physical
NetworkVisa + Mastercard DebitMastercard Prepaid
CustodyCustodialCustodial
Costs
Issuance fee Strength: Free Strength: Free
Annual feeStandard Free; Plus £3.99/month; Premium £8.99/month; Metal £16.99/month; Ultra £60/month Strength: Free
FX feeFair-usage fee of 1% (Standard) or 0.5% (Plus) above the monthly exchange limit, plus a weekend currency exchange fee…
The fine print
  • … of 1% (Standard) or 0.5% (Plus)
  • Premium, Metal and Ultra have no fair-usage limit and no weekend fee
  • The UK plan table sets the weekday limit at £1,000 a month for Standard and £3,000 for Plus, while its footnote gives a combined £1,000 for currency, crypto and commodities
  • Card payments from the crypto balance are converted at Revolut's exchange rate and are not subject to minimum or percentage-based fees
1-2% FX on non-BRL purchases with the Brazil card, plus 0.9% crypto-to-fiat conversion
The fine print
  • The Argentina programme charges 6-7% FX plus Argentine taxes, and the Immersve Global Program 2% (New Zealand 3%) since the 1 June 2026 update
Rewards
CashbackNone Strength: Up to 3% (Brazil)
Yield on spendable balanceNoThe issuer pays yield, but in a separate productNoThe issuer pays yield, but in a separate product
Access
Apple / Google Pay Strength: Yes (Apple Pay; Google Pay)Yes
Bank account in your name Strength: IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers)No
Daily spend limitBased on account tierBrazil card: 25,000 BRL a day at every verification level, 50,000 to 150,000 BRL a month and 200,000 to 600,000 BRL a year by level
ATM withdrawal limitUK: free up to £200/month or 5 withdrawals (Standard), £200 (Plus), £400 (Premium), £800 (Metal), £2,000 (Ultra)
The fine print
  • 2% (minimum £1) after the rolling monthly limit
Brazil card: two free ATM withdrawals a month, then 1.5 USD each
The fine print
  • Up to 3 a day and 30 a month, 3,000 to 7,000 BRL a day and 25,000 to 50,000 BRL a month by verification level
Top-up methodsFiat balance of the Revolut account
The fine print
  • Crypto pocket with 300+ tokens in the app, of which BTC, ETH, USDC and 30+ other tokens can be moved in from an external wallet
BTC, BNB, USDT and 10+ major cryptos
RegionsUK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, SingaporeThree programmes
The fine print
  • Brazil and Argentina are local programmes whose FAQs say "Currently we support: Brazil" and "Currently we support: Argentina" respectively
  • Everything else is the Immersve "Global Program": the binance.com/en/cards region selector offers LATAM, CIS, MEA, Australia, New Zealand and APAC, the last four naming no country
  • The fee article's column headers name Colombia, Peru, some CIS region, Armenia and New Zealand, and Australia and Mexico appear in support-article titles
  • Binance publishes no full list: "Eligibility is confirmed at the time of the card application"
  • Not offered in the US or the UK
  • The countries column carries the remaining exclusion
Behind the card
Card issuerRevolut Bank UAB / Revolut Ltd, Lithuania (Bank of Lithuania) + UK (FCA FRN 900562)Named in the card termsPomelo S.A., Argentina (BaaS, multi-LatAm)Inferred, not stated by the issuer
Our read
Strengths
  • Free issuance
  • Apple Pay and Google Pay
  • Bank account in your name
  • Virtual and physical
  • No issuance or annual fee
  • Cashback: Up to 3% (Brazil)
  • Virtual and physical
Trade-offs
  • Issuer holds your funds
  • No cashback
  • Issuer holds your funds

Which scores higher

Revolut leads on the formula, but the score is a sum, and Binance wins some of its terms: Binance charges nothing to issue or hold the card, and Revolut does. If one of those is the thing you care about, read that row above before the score.

Revolut vs Binance: FAQ

Revolut Card scores higher on the Sweepbase formula, at 3.7/5. The formula does not know where you live or how you spend, so check availability and fees for your own case.

Revolut Card: issuance Free, annual Standard Free, FX Fair-usage fee of 1% (Standard) or 0.5% (Plus) above the… Binance Card: issuance Free, annual Free, 1-2% FX on non-BRL purchases with the Brazil card, plus… You can compare total annual cost using our fee calculator.

Revolut Card: no cashback. Binance Card: Up to 3% cashback (Brazil). Rates can depend on tier, staking or caps, so check each card's page for the conditions.

Revolut Card: Custodial. Binance Card: Custodial. Both cards are custodial, meaning the issuer holds your funds on your behalf.

Revolut Card supports Apple Pay and Google Pay. Apple Pay is not confirmed for Binance Card.

Revolut Card: several regions. Binance Card: several regions. Check each card's detail page for the full country list.

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