Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Nexo Card and Crypto.com Visa Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Nexo rates 4.7/5, slightly ahead of Crypto.com at 4.2/5. Both are solid options, but Nexo is the better pick for most people.
Nexo Card is the better card here. Zero fixed costs give Nexo a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Crypto.com may be better if you need broader regional coverage.
In short: Nexo Card (4.7/5) is the stronger option for most people compared to Crypto.com Visa Card (4.2/5).
| Features |  Nexo Card |  Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Visa | |
| Free | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | 0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat | |
| Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | Up to 6% CRO cashback via Level Up program (Sept 2025 restructure): Basic 0% prepaid (1.5% US credit), Plus/Ruby Steel 2%, Pro 3-3.5%, Private 5-6%; requires paid subscription or CRO lockup; monthly caps on lower tiers | |
| Based on credit line or account balance | Available; varies by tier and region | |
| €200-€2000/month free (by tier), 2% after; €600/transaction | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | No FX fees on international spending | |
| 28 countries: EEA + UK + Switzerland + Andorra | 36 countries — USA excl. New York, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil | |
| Get Card | Get Card |