Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Ether.fi Cash Card and Crypto.com Visa Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Ether.fi Cash rates 4.9/5, slightly ahead of Crypto.com at 4.2/5. Both are solid options, but Ether.fi Cash is the better pick for most people.
Ether.fi Cash Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Crypto.com where the issuer holds your funds. Zero fixed costs give Ether.fi Cash a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Crypto.com may be better if you need broader regional coverage.
In short: Ether.fi Cash Card (4.9/5) is the stronger option for most people compared to Crypto.com Visa Card (4.2/5).
| Features |  Ether.fi Cash Card |  Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Signature | Visa | |
| Free | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 1% FX on all non-USD currencies (including EUR — native EUR not yet live) | 0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat | |
| Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH) | Up to 6% CRO cashback via Level Up program (Sept 2025 restructure): Basic 0% prepaid (1.5% US credit), Plus/Ruby Steel 2%, Pro 3-3.5%, Private 5-6%; requires paid subscription or CRO lockup; monthly caps on lower tiers | |
| Core $30K/day, Luxe $50K/day, Pinnacle $100K/day | Available; varies by tier and region | |
| $250/day, 2% fee, 3 attempts per 24h | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer) | No FX fees on international spending | |
| 70+ countries: most of Europe, UK, Americas, UAE, Saudi Arabia, Hong Kong, select Asia-Pacific | 36 countries — USA excl. New York, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil | |
| Get Card | Get Card |