Comparing Ether.fi Cash Card and Nexo Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Ether.fi Cash at 4.9/5 vs Nexo at 4.7/5. Ether.fi Cash has a small lead, but which card works better depends on what you need.
Ether.fi Cash Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Nexo where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Nexo may be better if you need something it does better.
In short: Ether.fi Cash Card (4.9/5) is the stronger option for most people compared to Nexo Card (4.7/5).
| Features | ![]() Ether.fi Cash Card | ![]() Nexo Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Signature | Mastercard Credit/Debit | |
| Free | Free | |
| Free | Free | |
| 1% FX on all non-USD currencies (including EUR — native EUR not yet live) | 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | |
| Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH) | Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | |
| Core $30K/day, Luxe $50K/day, Pinnacle $100K/day | Based on credit line or account balance | |
| $250/day, 2% fee, 3 attempts per 24h | €200-€2000/month free (by tier), 2% after; €600/transaction | |
| USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer) | 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | |
| 70+ countries: most of Europe, UK, Americas, UAE, Saudi Arabia, Hong Kong, select Asia-Pacific | 28 countries: EEA + UK + Switzerland + Andorra | |
| Get Card | Get Card |