Comparing Nexo Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Nexo rates 4.7/5, slightly ahead of Binance at 4/5. Both are solid options, but Nexo is the better pick for most people.
Nexo Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Binance may be better if you need broader regional coverage.
In short: Nexo Card (4.7/5) is the stronger option for most people compared to Binance Card (4/5).
| Features | ![]() Nexo Card | ![]() Binance Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Mastercard Prepaid | |
| Free | Free | |
| Free | Free | |
| 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| Based on credit line or account balance | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| €200-€2000/month free (by tier), 2% after; €600/transaction | €290/day; 0.9% fee | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| 28 countries: EEA + UK + Switzerland + Andorra | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |