Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Tria Card and Crypto.com Visa Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Tria rates 4.9/5, slightly ahead of Crypto.com at 4.2/5. Both are solid options, but Tria is the better pick for most people.
Tria Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Crypto.com where the issuer holds your funds. Zero fixed costs give Tria a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Crypto.com may be better if you need broader regional coverage.
In short: Tria Card (4.9/5) is the stronger option for most people compared to Crypto.com Visa Card (4.2/5).
| Features |  Tria Card |  Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Signature | Visa | |
| Free | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 1% intl fee (US card); up to 3% FX (intl card); ~1% crypto conversion spread | 0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat | |
| Tiered cashback: Virtual 1.5%, Signature 4.5%, Premium 6%. Higher tiers require paid subscription plans. Critical catch: cashback is displayed in USD but can only be redeemed for Tria tokens 3 months after their Token Generation Event (TGE), which has not happened yet. Current cashback is essentially IOUs for a future token with unknown value. Additionally, 100% collateral is required — you must deposit crypto equal to your spending limit before you can use the card. Realistic cashback for a typical user: 1.5% in future tokens (value completely uncertain until TGE). | Up to 6% CRO cashback via Level Up program (Sept 2025 restructure): Basic 0% prepaid (1.5% US credit), Plus/Ruby Steel 2%, Pro 3-3.5%, Private 5-6%; requires paid subscription or CRO lockup; monthly caps on lower tiers | |
| Based on wallet balance and verification | Available; varies by tier and region | |
| Expected with physical card | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| BTC, USDC and other major cryptocurrencies from any self-custody wallet | No FX fees on international spending | |
| 100+ countries globally | 36 countries — USA excl. New York, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil | |
| Get Card | Get Card |