Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Xplace Card and Crypto.com Visa Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Xplace rates 4.9/5, slightly ahead of Crypto.com at 4.2/5. Both are solid options, but Xplace is the better pick for most people.
Xplace Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Crypto.com where the issuer holds your funds. Zero fixed costs give Xplace a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Crypto.com may be better if you need broader regional coverage.
In short: Xplace Card (4.9/5) is the stronger option for most people compared to Crypto.com Visa Card (4.2/5).
| Features |  Xplace Card |  Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Credit | Visa | |
| Free | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 1% FX fee on international transactions (even on Platinum tier) | 0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat | |
| 0.5-2% real-time USDC cashback (tiered) | Up to 6% CRO cashback via Level Up program (Sept 2025 restructure): Basic 0% prepaid (1.5% US credit), Plus/Ruby Steel 2%, Pro 3-3.5%, Private 5-6%; requires paid subscription or CRO lockup; monthly caps on lower tiers | |
| Based on collateral and tier | Available; varies by tier and region | |
| Not available (no cash advances or ATM withdrawals) | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| 30+ Solana-based assets including SOL BTC ETH USDC USDT (collateral for borrowing) | No FX fees on international spending | |
| 160+ countries including US, EU, Africa, Asia-Pacific, Latin America, Middle East | 36 countries — USA excl. New York, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil | |
| Get Card | Get Card |