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Comparing Bleap Card and Crypto.com Visa Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
Bleap rates 4.7/5, slightly ahead of Crypto.com at 4.1/5. Both are solid options, but Bleap is the better pick for most people.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual + Physical |
| Network | Mastercard Standard, issued by Unlimit EU Ltd, an electronic money institution licensed…Mastercard Standard, issued by Unlimit EU Ltd, an electronic money institution licensed by the Central Bank of Cyprus. Bleap is the programme provider, not the issuer, and says so: "Bleap does not issue e-money, operate payment accounts, hold client assets or private keys, or provide custody". The programme entity is mid-migration from Bleap Finance Sp. z o.o. of Poland to Bleap SIA of Latvia; both sets of agreements are live on the site | Visa |
| Custody | Self-custody | Custodial |
| Costs | ||
| Issuance fee | Free | Free |
| Annual fee | Free | Free to $50000 CRO stake for Obsidian |
| FX fee | 0% conversion fees on stablecoin spending | 0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat |
| Rewards | ||
| Cashback | 1% | Up to 5% (Tiers) |
| Yield on spendable balance | NoThe issuer pays yield, but in a separate product | NoThe issuer pays yield, but in a separate product |
| Access | ||
| Apple / Google Pay | Yes - Apple Pay and Google Pay; the virtual card provisions on activation, no physical card needed | Yes (Apple Pay; Google Pay; Samsung Pay; Curve) |
| Bank account in your name | SEPA: Yes - top-up supported, and the pricing disclosure lists a 0% processing fee on SEPA and SEPA Instant; IBAN: announced once, no longer mentioned anywhere on the site, so treat it as absent (checked 2026-08-07) | SEPA yes (EEA + Switzerland onlySEPA yes (EEA + Switzerland only — UK is NOT eligible for the EUR Account); app gives 'personal bank transfer details' for EUR deposits, but Crypto.com never states this is a dedicated IBAN in the user's own name; EUR deposits are SEPA-only, no SWIFT |
| Daily spend limit | Based on wallet balance | Available; varies by tier and region |
| ATM withdrawal limit | Virtual cards cannot use ATMs at allVirtual cards cannot use ATMs at all - "If you attempt to use a virtual card at an ATM, the transaction will be declined" - because they carry no PIN, so cash needs the plastic card. Neither an ATM fee nor a withdrawal limit is published anywhere on the site, including the pricing disclosure (checked 2026-08-07) | $200-$1000/month free (by tier), 2% after; $500-$2000/day |
| Top-up methods | USDC, USDT, other stablecoins; multi-chain support | No FX fees on international spending |
| Regions | EEA and Switzerland onlyEEA and Switzerland only. Help centre, dated 3 July 2026: "we are unable to issue cards to users who either: Reside outside of the EEA or Switzerland, regardless of their nationality" - followed by a 45-entry banned-nationality list that includes the United States. Availability inside the EEA is not uniform either, and Bleap names its own examples: "residents of countries like Italy or Spain may not yet have access to Bleap cards despite holding valid residency documents". No UK card and no Latin America; Bleap describes LatAm as expansion underway rather than current availability | 36 countries36 countries — USA excl. New York and the five US territories, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil. Crypto.com publishes no single global list; 36 is a floor, since its own fee schedules also cover select LATAM markets and a separate prepaid Mastercard in Bahrain and select GCC markets |
| Behind the card | ||
| Card issuer | Unlimit EU Ltd — Cyprus (Central Bank of Cyprus EMI, company number HE 328641)Named in the card terms | Foris Group (Crypto.com) — UK + Malta + Australia + SingaporeNamed in the card terms |
| Our read | ||
| Strengths |
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| Trade-offs | Nothing flagged by these checks |
|
| Get Bleap Card | Get Crypto.com Visa Card | |
Bleap Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Crypto.com where the issuer holds your funds. Zero fixed costs give Bleap a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Crypto.com may be better if you need something it does better.
In short: Bleap Card (4.7/5) is the stronger option for most people compared to Crypto.com Visa Card (4.1/5).
