Side-by-side comparison of Holyheld Card and Crypto.com Visa Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — Holyheld at 3.8/5 vs Crypto.com at 3.7/5. Holyheld has a slight edge, but the best choice depends on your priorities.
| Features |  Holyheld Card | Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Hybrid custody | Custodial | |
| Mastercard Prepaid | Visa | |
| Classic €29; Limited €99; Metal €199 | Free | |
| Free (one-time card fee only) | Free to $50000 CRO stake for Obsidian | |
| 0% within EEA; 2.5% + €1 outside EEA | 150+ countries globally | |
| 0.5-1% USDC cashback (no staking required) | Up to 5% CRO rewards via staking or subscription | |
| €10000/day | Available; varies by tier and region | |
| Available with physical card | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| 1200+ cryptocurrencies across 14+ blockchains; manual conversion to EUR required | No FX fees on international spending | |
| 30 EEA countries only | Yes | |
| Get Holyheld Card | Get Crypto.com Visa Card |
Holyheld Card is our pick in this matchup. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Crypto.com may be better if you have specific feature requirements.
Bottom line: For most crypto card users, Holyheld Card (3.8/5) delivers better overall value than Crypto.com Visa Card (3.7/5).