Side-by-side comparison of Gnosis Pay Card and Crypto.com Visa Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — Crypto.com at 3.7/5 vs Gnosis Pay at 3.6/5. Crypto.com has a slight edge, but the best choice depends on your priorities.
| Features |  Gnosis Pay Card | Crypto.com Visa Card |
|---|---|---|
| Physical only | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Debit | Visa | |
| €30.23 (often waived via referrals) | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| ~1.5% stabilization fee on all transactions (marketed as 0% FX but this fee applies to every purchase) | 150+ countries globally | |
| Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) | Up to 5% CRO rewards via staking or subscription | |
| €8000/day | Available; varies by tier and region | |
| €200/month or 5 withdrawals free; then 2% + €1 minimum | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| EURe, GBPe stablecoins on Gnosis Chain | No FX fees on international spending | |
| 32 European countries including UK, EEA, Switzerland | Yes | |
| Get Gnosis Pay Card | Get Crypto.com Visa Card |
Crypto.com Visa Card is our pick in this matchup. Crypto.com also lets you earn yield on your deposits, something Gnosis Pay doesn't offer. However, Gnosis Pay may be better if you prefer self-custody have specific feature requirements.
Bottom line: For most crypto card users, Crypto.com Visa Card (3.7/5) delivers better overall value than Gnosis Pay Card (3.6/5).