Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Gnosis Pay Card and Crypto.com Visa Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Crypto.com at 4.2/5 vs Gnosis Pay at 4/5. Crypto.com has a small lead, but which card works better depends on what you need.
Crypto.com Visa Card is the better card here. Crypto.com also lets you earn yield on your deposits, something Gnosis Pay doesn't offer. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Gnosis Pay may be better if you prefer self-custody need something it does better.
In short: Crypto.com Visa Card (4.2/5) is the stronger option for most people compared to Gnosis Pay Card (4/5).
| Features |  Gnosis Pay Card |  Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Debit | Visa | |
| €30.23 (often waived via referrals) | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) | 0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat | |
| Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) | Up to 6% CRO cashback via Level Up program (Sept 2025 restructure): Basic 0% prepaid (1.5% US credit), Plus/Ruby Steel 2%, Pro 3-3.5%, Private 5-6%; requires paid subscription or CRO lockup; monthly caps on lower tiers | |
| €8000/day | Available; varies by tier and region | |
| €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium) | No FX fees on international spending | |
| 32 European countries; also Brazil via Picnic partner and Argentina via partners | 36 countries — USA excl. New York, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil | |
| Get Card | Get Card |