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Comparing Ether.fi Cash Card and Gnosis Pay Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Ether.fi Cash scores 4.9/5 on Sweepbase vs 4/5 for Gnosis Pay. That gap shows up mostly in fees and feature coverage.
Ether.fi Cash Card is the better card here. Ether.fi Cash also lets you earn yield on your deposits, something Gnosis Pay doesn't offer. Zero fixed costs give Ether.fi Cash a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Gnosis Pay may be better if you prefer self-custody need something it does better.
In short: Ether.fi Cash Card (4.9/5) is the stronger option for most people compared to Gnosis Pay Card (4/5).
| Features |  Ether.fi Cash Card |  Gnosis Pay Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Signature | Visa Debit | |
| Free | €30.23 (often waived via referrals) | |
| Free | Free | |
| 1% FX on all non-USD currencies (including EUR — native EUR not yet live) | 0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) | |
| Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH) | Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) | |
| Core $30K/day, Luxe $50K/day, Pinnacle $100K/day | €8000/day | |
| $250/day, 2% fee, 3 attempts per 24h | €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 | |
| USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer) | EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium) | |
| 70+ countries: most of Europe, UK, Americas, UAE, Saudi Arabia, Hong Kong, select Asia-Pacific | 32 European countries; also Brazil via Picnic partner and Argentina via partners | |
| Get Card | Get Card |