Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Gnosis Pay Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Gnosis Pay at 4/5 vs Binance at 4/5. Gnosis Pay has a small lead, but which card works better depends on what you need.
Gnosis Pay Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Binance where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Binance may be better if you need something it does better.
In short: Gnosis Pay Card (4/5) is the stronger option for most people compared to Binance Card (4/5).
| Features |  Gnosis Pay Card |  Binance Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Debit | Mastercard Prepaid | |
| €30.23 (often waived via referrals) | Free | |
| Free | Free | |
| 0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| €8000/day | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 | €290/day; 0.9% fee | |
| EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium) | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| 32 European countries; also Brazil via Picnic partner and Argentina via partners | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |