Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Tria Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Tria scores 4.9/5 on Sweepbase vs 3.6/5 for OKX. That gap shows up mostly in fees and feature coverage.
Tria Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike OKX where the issuer holds your funds. Tria also lets you earn yield on your deposits, something OKX doesn't offer. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: Tria Card (4.9/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features |  Tria Card |  OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Self-custody | Custodial | |
| Visa Signature | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 1% intl fee (US card); up to 3% FX (intl card); ~1% crypto conversion spread | 0.1% conversion spread (official docs); no transaction or FX fees | |
| Tiered cashback: Virtual 1.5%, Signature 4.5%, Premium 6%. Higher tiers require paid subscription plans. Critical catch: cashback is displayed in USD but can only be redeemed for Tria tokens 3 months after their Token Generation Event (TGE), which has not happened yet. Current cashback is essentially IOUs for a future token with unknown value. Additionally, 100% collateral is required — you must deposit crypto equal to your spending limit before you can use the card. Realistic cashback for a typical user: 1.5% in future tokens (value completely uncertain until TGE). | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Based on wallet balance and verification | Based on verification and tier | |
| Expected with physical card | Not available (virtual card only) | |
| BTC, USDC and other major cryptocurrencies from any self-custody wallet | USDC, USDG stablecoins from OKX Pay account | |
| 100+ countries globally | EEA + Brazil | |
| Get Card | Get Card |