Comparing Tria Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Tria rates 4.9/5, slightly ahead of MetaMask at 4.2/5. Both are solid options, but Tria is the better pick for most people.
Tria Card is the better card here. Tria also lets you earn yield on your deposits, something MetaMask doesn't offer. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, MetaMask may be better if you prefer self-custody need something it does better.
In short: Tria Card (4.9/5) is the stronger option for most people compared to MetaMask Card (4.2/5).
| Features | ![]() Tria Card | ![]() MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Signature | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 1% intl fee (US card); up to 3% FX (intl card); ~1% crypto conversion spread | 0% foreign transaction fees (Mastercard standard rates only) | |
| Tiered cashback: Virtual 1.5%, Signature 4.5%, Premium 6%. Higher tiers require paid subscription plans. Critical catch: cashback is displayed in USD but can only be redeemed for Tria tokens 3 months after their Token Generation Event (TGE), which has not happened yet. Current cashback is essentially IOUs for a future token with unknown value. Additionally, 100% collateral is required — you must deposit crypto equal to your spending limit before you can use the card. Realistic cashback for a typical user: 1.5% in future tokens (value completely uncertain until TGE). | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on wallet balance and verification | Based on wallet balance and spending caps | |
| Expected with physical card | Not disclosed | |
| BTC, USDC and other major cryptocurrencies from any self-custody wallet | USDC, USDT, wETH on Linea network | |
| 100+ countries globally | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Card | Get Card |