Side-by-side comparison of Tria Card and MetaMask Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Tria edges ahead with a 4.9/5 rating compared to MetaMask's 4.2/5. While both cards have merit, Tria delivers better value for most users.
| Features |  Tria Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Signature | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 1% intl fee (US card); up to 3% FX (intl card); ~1% crypto conversion spread | 0% foreign transaction fees (Mastercard standard rates only) | |
| Tiered cashback: Virtual 1.5%, Signature 4.5%, Premium 6%. Higher tiers require paid subscription plans. Critical catch: cashback is displayed in USD but can only be redeemed for Tria tokens 3 months after their Token Generation Event (TGE), which has not happened yet. Current cashback is essentially IOUs for a future token with unknown value. Additionally, 100% collateral is required — you must deposit crypto equal to your spending limit before you can use the card. Realistic cashback for a typical user: 1.5% in future tokens (value completely uncertain until TGE). | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on wallet balance and verification | Based on wallet balance and spending caps | |
| Expected with physical card | Not disclosed | |
| BTC, USDC and other major cryptocurrencies from any self-custody wallet | USDC, USDT, wETH on Linea network | |
| 100+ countries globally | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Tria Card | Get MetaMask Card |
Tria Card is our pick in this matchup. Tria also lets you earn yield on your deposits, something MetaMask doesn't offer. Full Apple Pay and Google Pay support makes it practical for daily spending. However, MetaMask may be better if you prefer self-custody have specific feature requirements.
Bottom line: For most crypto card users, Tria Card (4.9/5) delivers better overall value than MetaMask Card (4.2/5).