Comparing Tria Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Tria scores 4.9/5 on Sweepbase vs 4/5 for Binance. That gap shows up mostly in fees and feature coverage.
Tria Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Binance where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Binance may be better if you need broader regional coverage.
In short: Tria Card (4.9/5) is the stronger option for most people compared to Binance Card (4/5).
| Features | ![]() Tria Card | ![]() Binance Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Signature | Mastercard Prepaid | |
| Free | Free | |
| Free | Free | |
| 1% intl fee (US card); up to 3% FX (intl card); ~1% crypto conversion spread | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| Tiered cashback: Virtual 1.5%, Signature 4.5%, Premium 6%. Higher tiers require paid subscription plans. Critical catch: cashback is displayed in USD but can only be redeemed for Tria tokens 3 months after their Token Generation Event (TGE), which has not happened yet. Current cashback is essentially IOUs for a future token with unknown value. Additionally, 100% collateral is required — you must deposit crypto equal to your spending limit before you can use the card. Realistic cashback for a typical user: 1.5% in future tokens (value completely uncertain until TGE). | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| Based on wallet balance and verification | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| Expected with physical card | €290/day; 0.9% fee | |
| BTC, USDC and other major cryptocurrencies from any self-custody wallet | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| 100+ countries globally | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |