Comparing Ether.fi Cash Card and Tria Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Ether.fi Cash at 4.9/5 vs Tria at 4.9/5. Ether.fi Cash has a small lead, but which card works better depends on what you need.
Ether.fi Cash Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Tria may be better if you prefer self-custody need something it does better.
In short: Ether.fi Cash Card (4.9/5) is the stronger option for most people compared to Tria Card (4.9/5).
| Features | ![]() Ether.fi Cash Card | ![]() Tria Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Signature | Visa Signature | |
| Free | Free | |
| Free | Free | |
| 1% FX on all non-USD currencies (including EUR — native EUR not yet live) | 1% intl fee (US card); up to 3% FX (intl card); ~1% crypto conversion spread | |
| Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH) | Tiered cashback: Virtual 1.5%, Signature 4.5%, Premium 6%. Higher tiers require paid subscription plans. Critical catch: cashback is displayed in USD but can only be redeemed for Tria tokens 3 months after their Token Generation Event (TGE), which has not happened yet. Current cashback is essentially IOUs for a future token with unknown value. Additionally, 100% collateral is required — you must deposit crypto equal to your spending limit before you can use the card. Realistic cashback for a typical user: 1.5% in future tokens (value completely uncertain until TGE). | |
| Core $30K/day, Luxe $50K/day, Pinnacle $100K/day | Based on wallet balance and verification | |
| $250/day, 2% fee, 3 attempts per 24h | Expected with physical card | |
| USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer) | BTC, USDC and other major cryptocurrencies from any self-custody wallet | |
| 70+ countries: most of Europe, UK, Americas, UAE, Saudi Arabia, Hong Kong, select Asia-Pacific | 100+ countries globally | |
| Get Card | Get Card |