Side-by-side comparison of Gnosis Pay Card and MetaMask Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
MetaMask edges ahead with a 4.2/5 rating compared to Gnosis Pay's 3.6/5. While both cards have merit, MetaMask delivers better value for most users.
| Features |  Gnosis Pay Card |  MetaMask Card |
|---|---|---|
| Physical only | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Debit | Mastercard Debit | |
| €30.23 (often waived via referrals) | Free | |
| Free | Free | |
| ~1.5% stabilization fee on all transactions (marketed as 0% FX but this fee applies to every purchase) | 0% foreign transaction fees (Mastercard standard rates only) | |
| Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| €8000/day | Based on wallet balance and spending caps | |
| €200/month or 5 withdrawals free; then 2% + €1 minimum | Not disclosed | |
| EURe, GBPe stablecoins on Gnosis Chain | USDC, USDT, wETH on Linea network | |
| 32 European countries including UK, EEA, Switzerland | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Gnosis Pay Card | Get MetaMask Card |
MetaMask Card is our pick in this matchup. Zero fixed costs give MetaMask a cost advantage from day one. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Gnosis Pay may be better if you prefer self-custody have specific feature requirements.
Bottom line: For most crypto card users, MetaMask Card (4.2/5) delivers better overall value than Gnosis Pay Card (3.6/5).