Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Gnosis Pay Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: MetaMask at 4.2/5 vs Gnosis Pay at 4/5. MetaMask has a small lead, but which card works better depends on what you need.
MetaMask Card is the better card here. Zero fixed costs give MetaMask a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Gnosis Pay may be better if you prefer self-custody need something it does better.
In short: MetaMask Card (4.2/5) is the stronger option for most people compared to Gnosis Pay Card (4/5).
| Features |  Gnosis Pay Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Debit | Mastercard Debit | |
| €30.23 (often waived via referrals) | Free | |
| Free | Free | |
| 0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) | 0% foreign transaction fees (Mastercard standard rates only) | |
| Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| €8000/day | Based on wallet balance and spending caps | |
| €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 | Not disclosed | |
| EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium) | USDC, USDT, wETH on Linea network | |
| 32 European countries; also Brazil via Picnic partner and Argentina via partners | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Card | Get Card |