Side-by-side comparison of Xplace Card and MetaMask Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Xplace edges ahead with a 4.9/5 rating compared to MetaMask's 4.2/5. While both cards have merit, Xplace delivers better value for most users.
| Features |  Xplace Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Credit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 1% FX fee on international transactions (even on Platinum tier) | 0% foreign transaction fees (Mastercard standard rates only) | |
| 0.5-2% real-time USDC cashback (tiered) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on collateral and tier | Based on wallet balance and spending caps | |
| Not available (no cash advances or ATM withdrawals) | Not disclosed | |
| 30+ Solana-based assets including SOL BTC ETH USDC USDT (collateral for borrowing) | USDC, USDT, wETH on Linea network | |
| 160+ countries including US, EU, Africa, Asia-Pacific, Latin America, Middle East | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Xplace Card | Get MetaMask Card |
Xplace Card is our pick in this matchup. Xplace also lets you earn yield on your deposits, something MetaMask doesn't offer. Full Apple Pay and Google Pay support makes it practical for daily spending. However, MetaMask may be better if you prefer self-custody have specific feature requirements.
Bottom line: For most crypto card users, Xplace Card (4.9/5) delivers better overall value than MetaMask Card (4.2/5).