Comparing Xplace Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Xplace rates 4.9/5, slightly ahead of MetaMask at 4.2/5. Both are solid options, but Xplace is the better pick for most people.
Xplace Card is the better card here. Xplace also lets you earn yield on your deposits, something MetaMask doesn't offer. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, MetaMask may be better if you prefer self-custody need something it does better.
In short: Xplace Card (4.9/5) is the stronger option for most people compared to MetaMask Card (4.2/5).
| Features | ![]() Xplace Card | ![]() MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Credit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 1% FX fee on international transactions (even on Platinum tier) | 0% foreign transaction fees (Mastercard standard rates only) | |
| 0.5-2% real-time USDC cashback (tiered) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on collateral and tier | Based on wallet balance and spending caps | |
| Not available (no cash advances or ATM withdrawals) | Not disclosed | |
| 30+ Solana-based assets including SOL BTC ETH USDC USDT (collateral for borrowing) | USDC, USDT, wETH on Linea network | |
| 160+ countries including US, EU, Africa, Asia-Pacific, Latin America, Middle East | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Card | Get Card |