Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Bleap Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Bleap rates 4.4/5, slightly ahead of Bybit at 4/5. Both are solid options, but Bleap is the better pick for most people.
Bleap Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Bybit where the issuer holds your funds. However, Bybit may be better if you need broader regional coverage.
In short: Bleap Card (4.4/5) is the stronger option for most people compared to Bybit Card (4/5).
| Features |  Bleap Card |  Bybit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Mastercard Standard | Mastercard; Visa | |
| Free | Free | |
| Free | Free | |
| 0% conversion fees on stablecoin spending | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | |
| 1% base cashback on all purchases in USDC (stablecoin — no token volatility risk, which is a positive). 2-3% on restaurants, supermarkets, and rides. Up to 20% on streaming subscriptions (Netflix, Disney+), AI tools (ChatGPT, Claude), and gaming (Steam, Xbox). The 20% category is real but applies only to a very small fraction of total spending — a typical user spending $2,000/month with $15 on Netflix gets ~1.15% effective rate. The wide 1-20% range in the badge can be misleading as it implies 20% is achievable on general spending. Realistic cashback for a typical user: ~1-2% (20% only on small subscription amounts). | Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | |
| Based on wallet balance | €5000/day standard; €20000/day Level 3 | |
| Not disclosed | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | |
| USDC, USDT, other stablecoins; multi-chain support | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | |
| Europe, Latin America; UK and Poland registered | 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | |
| Get Card | Get Card |