Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Nexo Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Nexo rates 4.7/5, slightly ahead of Bybit at 4/5. Both are solid options, but Nexo is the better pick for most people.
Nexo Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Bybit may be better if you need broader regional coverage.
In short: Nexo Card (4.7/5) is the stronger option for most people compared to Bybit Card (4/5).
| Features |  Nexo Card |  Bybit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Mastercard; Visa | |
| Free | Free | |
| Free | Free | |
| 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | |
| Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | |
| Based on credit line or account balance | €5000/day standard; €20000/day Level 3 | |
| €200-€2000/month free (by tier), 2% after; €600/transaction | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | |
| 28 countries: EEA + UK + Switzerland + Andorra | 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | |
| Get Card | Get Card |