Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Xplace Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Xplace scores 4.9/5 on Sweepbase vs 3.6/5 for OKX. That gap shows up mostly in fees and feature coverage.
Xplace Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike OKX where the issuer holds your funds. Xplace also lets you earn yield on your deposits, something OKX doesn't offer. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: Xplace Card (4.9/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features |  Xplace Card |  OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Self-custody | Custodial | |
| Visa Credit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 1% FX fee on international transactions (even on Platinum tier) | 0.1% conversion spread (official docs); no transaction or FX fees | |
| 0.5-2% real-time USDC cashback (tiered) | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Based on collateral and tier | Based on verification and tier | |
| Not available (no cash advances or ATM withdrawals) | Not available (virtual card only) | |
| 30+ Solana-based assets including SOL BTC ETH USDC USDT (collateral for borrowing) | USDC, USDG stablecoins from OKX Pay account | |
| 160+ countries including US, EU, Africa, Asia-Pacific, Latin America, Middle East | EEA + Brazil | |
| Get Card | Get Card |