Nexo Card vs OKX Card: 2026 Comparison
Comparing Nexo Card and OKX Card on fees, cashback, custody, and where each card is available.
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The short version:
OKX rates 4.2/5, ahead of Nexo at 3.9/5. The gap is 0.3 of a point: a few line items in the formula, not a different class of card. What moves the score for OKX: no issuance or annual fee, 2-10% cashback (VIP tiers).
Nexo:
OKX:
Side by side
| Feature | Nexo Card 3.9 out of 5, Sweepbase rating Get card Nexo Card | OKX Card 4.2 out of 5, Sweepbase rating Get card OKX Card |
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual only |
| Network | Mastercard Credit/Debit | Mastercard Debit |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Strength: Free; the virtual card needs at least $50 in the Nexo account to activate, which stays spendable | Strength: Free |
| Annual fee | Strength: Free | Strength: Free |
| FX fee | 2% on weekdays when the merchant charges in a currency outside the EEA/UK/Swiss group…The fine print
| 0.1% conversion spread in the EEA, no transaction or FX fee; Brazil has no FX fee or IOF, and buying stablecoins with BRL costs up to 1.5% |
| Rewards | ||
| Cashback | Strength: Up to 2% (Tiers) | Strength: 2-10% (VIP tiers) |
| Yield on spendable balance | Strength: Yes | Strength: Yes |
| Access | ||
| Apple / Google Pay | Strength: Yes (Apple Pay; Google Pay) | Strength: Yes (Apple Pay; Google Pay) |
| Bank account in your name | Strength: IBAN yes (Malta-based personal IBAN); SEPA yes (SEPA Instant); SWIFT not disclosed | Strength: SEPA via MiCA/PSD2 Malta PI license (EU); IBAN not explicitly confirmed per user |
| Daily spend limit | Default €70,000 per purchase and per day, €300,000 a month for cards issued after 11 September 2026…The fine print
| Based on verification and tier |
| ATM withdrawal limit | €200-€2,000 a month free by tier (£180-£1,800; US$150-US$2,000 on USD cards), then 2% with a €1.99 minimum; €600 per withdrawal, €2,000 a day, €10,000 a month | Not available (virtual card only) |
| Top-up methods | 100+ digital assets from Nexo account including BTC, ETH, stablecoins | USDC or USDG held in OKX Pay (EEA); USDG, USDC or USDT in OKX Pay, bought with BRL if needed (Brazil) |
| Regions | EEA, Andorra, Monaco and the United Kingdom, plus Argentina since 8 July 2026 and other selected jurisdictions Nexo…The fine print
| EEA + Brazil |
| Behind the card | ||
| Card issuer | DiPocket UAB, Lithuania (EMI No. 75)Named in the card terms | Monavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania)Named in the card terms |
| Our read | ||
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Which scores higher
Nothing in the formula favours Nexo over OKX. What the formula cannot see is where you live and what you spend on: if Nexo is sold in your country and OKX is not, that settles it, and the Regions row above is where to check.
Nexo vs OKX: FAQ
OKX Card scores higher on the Sweepbase formula, at 4.2/5. What moves the score: no issuance or annual fee, 2-10% cashback (VIP tiers). The formula does not know where you live or how you spend, so check availability and fees for your own case.
Nexo Card: issuance Free, annual Free, FX 2% on weekdays when the merchant charges in a currency… OKX Card: issuance Free, annual Free, 0.1% conversion spread in the EEA, no transaction or FX fee. Neither card charges for issuance or annual membership, so the difference comes down to FX fees.
Nexo Card: Up to 2% cashback. OKX Card: 2-10% cashback (VIP tiers). Rates can depend on tier, staking or caps, so check each card's page for the conditions.
Nexo Card: Custodial. OKX Card: Custodial. Both cards are custodial, meaning the issuer holds your funds on your behalf.
Nexo Card supports Apple Pay and Google Pay. OKX Card supports Apple Pay and Google Pay.
Nexo Card: Europe. OKX Card: EEA + Brazil. Check each card's detail page for the full country list.