Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Nexo Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
Nexo scores 4.7/5 on Sweepbase vs 3.6/5 for OKX. That gap shows up mostly in fees and feature coverage.
Nexo Card is the better card here. Nexo also lets you earn yield on your deposits, something OKX doesn't offer. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: Nexo Card (4.7/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features |  Nexo Card |  OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | 0.1% conversion spread (official docs); no transaction or FX fees | |
| Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Based on credit line or account balance | Based on verification and tier | |
| €200-€2000/month free (by tier), 2% after; €600/transaction | Not available (virtual card only) | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | USDC, USDG stablecoins from OKX Pay account | |
| 28 countries: EEA + UK + Switzerland + Andorra | EEA + Brazil | |
| Get Card | Get Card |