Side-by-side comparison of Nexo Card and OKX Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Nexo is the clear winner in this matchup with a Sweepbase rating of 4.7/5 vs 3.8/5. It offers a stronger overall package across fees, features, and user experience.
| Features |  Nexo Card |  OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | 0.1% conversion spread (official docs); no transaction or FX fees | |
| Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Based on credit line or account balance | Based on verification and tier | |
| €200-€2000/month free (by tier), 2% after; €600/transaction | Available with physical card | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | USDC, USDG stablecoins from OKX Pay account | |
| EEA countries | EEA + Brazil | |
| Get Nexo Card | Get OKX Card |
Nexo Card is our pick in this matchup. Nexo also lets you earn yield on your deposits, something OKX doesn't offer. Full Apple Pay and Google Pay support makes it practical for daily spending. However, OKX may be better if you have specific feature requirements.
Bottom line: For most crypto card users, Nexo Card (4.7/5) delivers better overall value than OKX Card (3.8/5).