Comparing Bleap Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Bleap scores 4.4/5 on Sweepbase vs 3.6/5 for OKX. That gap shows up mostly in fees and feature coverage.
Bleap Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike OKX where the issuer holds your funds. Bleap also lets you earn yield on your deposits, something OKX doesn't offer. However, OKX may be better if you need something it does better.
In short: Bleap Card (4.4/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features | ![]() Bleap Card | ![]() OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Self-custody | Custodial | |
| Mastercard Standard | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 0% conversion fees on stablecoin spending | 0.1% conversion spread (official docs); no transaction or FX fees | |
| 1% base cashback on all purchases in USDC (stablecoin — no token volatility risk, which is a positive). 2-3% on restaurants, supermarkets, and rides. Up to 20% on streaming subscriptions (Netflix, Disney+), AI tools (ChatGPT, Claude), and gaming (Steam, Xbox). The 20% category is real but applies only to a very small fraction of total spending — a typical user spending $2,000/month with $15 on Netflix gets ~1.15% effective rate. The wide 1-20% range in the badge can be misleading as it implies 20% is achievable on general spending. Realistic cashback for a typical user: ~1-2% (20% only on small subscription amounts). | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Based on wallet balance | Based on verification and tier | |
| Not disclosed | Not available (virtual card only) | |
| USDC, USDT, other stablecoins; multi-chain support | USDC, USDG stablecoins from OKX Pay account | |
| Europe, Latin America; UK and Poland registered | EEA + Brazil | |
| Get Card | Get Card |