Comparing KAST Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: KAST at 3.8/5 vs OKX at 3.6/5. KAST has a small lead, but which card works better depends on what you need.
KAST Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: KAST Card (3.8/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features | ![]() KAST Card | ![]() OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Custodial | Custodial | |
| Visa Prepaid | Mastercard Debit | |
| Standard: Free virtual + Free physical ($40 shipping only); Premium/Limited/Luxe: included | Free | |
| $0 (K Card; was $20) | Free | |
| 0.5-1.75% FX on non-USD (varies by corridor); 0% FX promo Apr-Jun 2026 | 0.1% conversion spread (official docs); no transaction or FX fees | |
| Season 6 (Apr 2026+): free K Card earns 1% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 5% total. Premium (4% points + 4% $MOVE = 8%) and Luxe (6% + 4% = 10%). $MOVE cashback capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026). Point emissions decreased 20-50% from Season 5. Pudgy Penguins co-branded collection available without NFT ownership. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 1% points portion has uncertain value). | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Unlimited up to available balance | Based on verification and tier | |
| $250 per withdrawal, $750/day max (3 withdrawals) | Not available (virtual card only) | |
| USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion) | USDC, USDG stablecoins from OKX Pay account | |
| 183 countries available; 46 restricted including US states, Russia, China, Canada, Australia | EEA + Brazil | |
| Get Card | Get Card |