KAST Card vs OKX Card: 2026 Comparison
Comparing KAST Card and OKX Card on fees, cashback, custody, and where each card is available.
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The short version:
OKX rates 4.2/5, ahead of KAST at 3.9/5. The gap is 0.3 of a point: a few line items in the formula, not a different class of card. What moves the score for OKX: no issuance or annual fee, 2-10% cashback (VIP tiers).
KAST:
OKX:
Side by side
| Feature | KAST Card 3.9 out of 5, Sweepbase rating Get card KAST Card | OKX Card 4.2 out of 5, Sweepbase rating Get card OKX Card |
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual only |
| Network | Visa Prepaid | Mastercard Debit |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Standard: 2 cards included, physical card $0 plus $40 deliveryThe fine print
| Strength: Free |
| Annual fee | Standard $0; Premium $1,000 a year; Private $10,000 a year, billed yearly with no monthly option | Strength: Free |
| FX fee | 0.5-1.75% FX on non-USD (varies by corridor); a 0% FX promo ran from April to June 2026 | 0.1% conversion spread in the EEA, no transaction or FX fee; Brazil has no FX fee or IOF, and buying stablecoins with BRL costs up to 1.5% |
| Rewards | ||
| Cashback | Strength: 1.5% (up to 3% on paid tiers) | Strength: 2-10% (VIP tiers) |
| Yield on spendable balance | Strength: Yes | Strength: Yes |
| Access | ||
| Apple / Google Pay | Strength: Apple Pay and Google Pay; Apple Pay depends on the country of residence registered with KAST; no Samsung Pay | Strength: Yes (Apple Pay; Google Pay) |
| Bank account in your name | Strength: USD virtual account that receives ACH, Fedwire and in some cases SWIFTThe fine print
| Strength: SEPA via MiCA/PSD2 Malta PI license (EU); IBAN not explicitly confirmed per user |
| Daily spend limit | Unlimited up to available balance | Based on verification and tier |
| ATM withdrawal limit | $250 per withdrawal, $750/day max (3 withdrawals) | Not available (virtual card only) |
| Top-up methods | USDT, USDC, PYUSD and RLUSD at 1:1 with no spreadThe fine print
| USDC or USDG held in OKX Pay (EEA); USDG, USDC or USDT in OKX Pay, bought with BRL if needed (Brazil) |
| Regions | 170+ countries per KAST; KAST publishes no current restricted-country list and sets eligibility by the country list shown during sign-up | EEA + Brazil |
| Behind the card | ||
| Card issuer | Third National (Nimbus LLC), USA; Puerto Rico money transmitter (NMLS #2612780), a subsidiary of Signify Holdings, Inc. ("Rain") per Rain's privacy policyInferred, not stated by the issuer | Monavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania)Named in the card terms |
| Our read | ||
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Which scores higher
Nothing in the formula favours KAST over OKX. What the formula cannot see is where you live and what you spend on: if KAST is sold in your country and OKX is not, that settles it, and the Regions row above is where to check.
KAST vs OKX: FAQ
OKX Card scores higher on the Sweepbase formula, at 4.2/5. What moves the score: no issuance or annual fee, 2-10% cashback (VIP tiers). The formula does not know where you live or how you spend, so check availability and fees for your own case.
KAST Card: issuance Standard: 2 cards included, physical card $0 plus $40…, annual Standard $0, 0.5-1.75% FX on non-USD (varies by corridor). OKX Card: issuance Free, annual Free, 0.1% conversion spread in the EEA, no transaction or FX fee. You can compare total annual cost using our fee calculator.
KAST Card: 1.5% cashback (up to 3% on paid tiers). OKX Card: 2-10% cashback (VIP tiers). Rates can depend on tier, staking or caps, so check each card's page for the conditions.
KAST Card: Custodial. OKX Card: Custodial. Both cards are custodial, meaning the issuer holds your funds on your behalf.
KAST Card supports Apple Pay and Google Pay. OKX Card supports Apple Pay and Google Pay.
KAST Card: Global. OKX Card: EEA + Brazil. Check each card's detail page for the full country list.