Comparing Ether.fi Cash Card and KAST Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Ether.fi Cash scores 4.9/5 on Sweepbase vs 3.8/5 for KAST. That gap shows up mostly in fees and feature coverage.
Ether.fi Cash Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike KAST where the issuer holds your funds. Ether.fi Cash also lets you earn yield on your deposits, something KAST doesn't offer. Zero fixed costs give Ether.fi Cash a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, KAST may be better if you need something it does better.
In short: Ether.fi Cash Card (4.9/5) is the stronger option for most people compared to KAST Card (3.8/5).
| Features | ![]() Ether.fi Cash Card | ![]() KAST Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Signature | Visa Prepaid | |
| Free | Standard: Free virtual + Free physical ($40 shipping only); Premium/Limited/Luxe: included | |
| Free | $0 (K Card; was $20) | |
| 1% FX on all non-USD currencies (including EUR — native EUR not yet live) | 0.5-1.75% FX on non-USD (varies by corridor); 0% FX promo Apr-Jun 2026 | |
| Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH) | Season 6 (Apr 2026+): free K Card earns 1% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 5% total. Premium (4% points + 4% $MOVE = 8%) and Luxe (6% + 4% = 10%). $MOVE cashback capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026). Point emissions decreased 20-50% from Season 5. Pudgy Penguins co-branded collection available without NFT ownership. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 1% points portion has uncertain value). | |
| Core $30K/day, Luxe $50K/day, Pinnacle $100K/day | Unlimited up to available balance | |
| $250/day, 2% fee, 3 attempts per 24h | $250 per withdrawal, $750/day max (3 withdrawals) | |
| USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer) | USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion) | |
| 70+ countries: most of Europe, UK, Americas, UAE, Saudi Arabia, Hong Kong, select Asia-Pacific | 183 countries available; 46 restricted including US states, Russia, China, Canada, Australia | |
| Get Card | Get Card |