Side-by-side comparison of KAST Card and MetaMask Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
MetaMask edges ahead with a 4.2/5 rating compared to KAST's 3.6/5. While both cards have merit, MetaMask delivers better value for most users.
| Features |  KAST Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Self-custody | |
| Visa Prepaid | Mastercard Debit | |
| Standard: Free virtual + $40 shipping; Premium/Limited/Luxe: included | Free | |
| $0 (K Card; was $20) | Free | |
| ~2% FX on non-USD (official; some corridors 0.5-1.75%) | 0% foreign transaction fees (Mastercard standard rates only) | |
| Season 5 (Dec 2025-Mar 2026): free K Card earns 2% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 6% total. Premium (5% points + 4% $MOVE = 9%) and Luxe (8% + 4% = 12%) require expensive Pengu NFT card tiers. $MOVE cashback is capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026) — they are essentially IOUs. Post-TGE seasons will reduce point emissions by 10-25%. The 12% headline rate is only achievable with the most expensive Pengu Luxe NFT tier. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 2% points portion has uncertain value). | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Unlimited up to available balance | Based on wallet balance and spending caps | |
| $250 per withdrawal, $750/day max (3 withdrawals) | Not disclosed | |
| USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion) | USDC, USDT, wETH on Linea network | |
| 183 countries available; 46 restricted including US states, Russia, China, Canada, Australia | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get KAST Card | Get MetaMask Card |
MetaMask Card is our pick in this matchup. The self-custody model means your crypto stays in your own wallet until the moment of purchase — a critical advantage over KAST's custodial approach. Zero fixed costs give MetaMask a cost advantage from day one. Full Apple Pay and Google Pay support makes it practical for daily spending. However, KAST may be better if you have specific feature requirements.
Bottom line: For most crypto card users, MetaMask Card (4.2/5) delivers better overall value than KAST Card (3.6/5).