KAST Card vs MetaMask Card: 2026 Comparison
Comparing KAST Card and MetaMask Card on fees, cashback, custody, and where each card is available.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way. Read our editorial disclosure.
The short version:
MetaMask rates 4.5/5, ahead of KAST at 3.9/5. The gap is 0.6 of a point: a few line items in the formula, not a different class of card. What moves the score for MetaMask: self-custody, no issuance or annual fee, 1% cashback (3% Metal, paused).
KAST:
MetaMask:
Side by side
| Feature | KAST Card 3.9 out of 5, Sweepbase rating Get card KAST Card | MetaMask Card 4.5 out of 5, Sweepbase rating Get card MetaMask Card |
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual; Metal Physical. New US and UK sign-ups paused, no date given |
| Network | Visa Prepaid | Mastercard Debit |
| Custody | Custodial | Strength: Self-custody |
| Costs | ||
| Issuance fee | Standard: 2 cards included, physical card $0 plus $40 deliveryThe fine print
| Strength: Free |
| Annual fee | Standard $0; Premium $1,000 a year; Private $10,000 a year, billed yearly with no monthly option | Strength: Free |
| FX fee | 0.5-1.75% FX on non-USD (varies by corridor); a 0% FX promo ran from April to June 2026 | Cross-border fee 1% on the Free tier, defined by merchant location…The fine print
|
| Rewards | ||
| Cashback | Strength: 1.5% (up to 3% on paid tiers) | Strength: 1% (3% Metal, paused) |
| Yield on spendable balance | Strength: Yes | Strength: Yes |
| Access | ||
| Apple / Google Pay | Strength: Apple Pay and Google Pay; Apple Pay depends on the country of residence registered with KAST; no Samsung Pay | Strength: Yes (Apple Pay; Google Pay) |
| Bank account in your name | Strength: USD virtual account that receives ACH, Fedwire and in some cases SWIFTThe fine print
| No |
| Daily spend limit | Unlimited up to available balance | $10,000 per transaction and $15,000 a day on the Free tier; $20,000 and $30,000 on Metal |
| ATM withdrawal limit | $250 per withdrawal, $750/day max (3 withdrawals) | Not available to new cardholders: virtual cards outside the US cannot withdraw cash…The fine print
|
| Top-up methods | USDT, USDC, PYUSD and RLUSD at 1:1 with no spreadThe fine print
| mUSD, USDC, USDT, wETH, EURe and GBPe on Linea; USDC and USDT on Solana and Base; USDC on Monad |
| Regions | 170+ countries per KAST; KAST publishes no current restricted-country list and sets eligibility by the country list shown during sign-up | 47 countries on the help centre: 23 of the 27 EU states plus Iceland, Liechtenstein, Norway, Switzerland, Andorra…The fine print
|
| Behind the card | ||
| Card issuer | Third National (Nimbus LLC), USA; Puerto Rico money transmitter (NMLS #2612780), a subsidiary of Signify Holdings, Inc. ("Rain") per Rain's privacy policyInferred, not stated by the issuer | Monavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania); Cross River Bank, USA (New Jersey state-chartered)Named in the card terms; Cross River Bank is inferred |
| Our read | ||
| Strengths |
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| Trade-offs |
| Nothing flagged by these checks |
Which scores higher
Nothing in the formula favours KAST over MetaMask. What the formula cannot see is where you live and what you spend on: if KAST is sold in your country and MetaMask is not, that settles it, and the Regions row above is where to check.
KAST vs MetaMask: FAQ
MetaMask Card scores higher on the Sweepbase formula, at 4.5/5. What moves the score: self-custody, no issuance or annual fee, 1% cashback (3% Metal, paused). The formula does not know where you live or how you spend, so check availability and fees for your own case.
KAST Card: issuance Standard: 2 cards included, physical card $0 plus $40…, annual Standard $0, 0.5-1.75% FX on non-USD (varies by corridor). MetaMask Card: issuance Free, annual Free, FX Cross-border fee 1% on the Free tier, defined by merchant… You can compare total annual cost using our fee calculator.
KAST Card: 1.5% cashback (up to 3% on paid tiers). MetaMask Card: 1% cashback (3% Metal, paused). Rates can depend on tier, staking or caps, so check each card's page for the conditions.
KAST Card: Custodial. MetaMask Card: Self-custody. MetaMask Card keeps your crypto in your own wallet until you spend it, so the issuer never controls your funds.
KAST Card supports Apple Pay and Google Pay. MetaMask Card supports Apple Pay and Google Pay.
KAST Card: Global. MetaMask Card: 47 countries. Check each card's detail page for the full country list.