Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing KAST Card and Gemini Credit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Gemini Credit rates 4.5/5, slightly ahead of KAST at 3.8/5. Both are solid options, but Gemini Credit is the better pick for most people.
Gemini Credit Card is the better card here. Gemini Credit also lets you earn yield on your deposits, something KAST doesn't offer. Zero fixed costs give Gemini Credit a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, KAST may be better if you need broader regional coverage.
In short: Gemini Credit Card (4.5/5) is the stronger option for most people compared to KAST Card (3.8/5).
| Features |  KAST Card |  Gemini Credit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Prepaid | Mastercard Credit | |
| Standard: Free virtual + Free physical ($40 shipping only); Premium/Limited/Luxe: included | Free | |
| $0 (K Card; was $20) | Free | |
| 0.5-1.75% FX on non-USD (varies by corridor); 0% FX promo Apr-Jun 2026 | 0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange | |
| Season 6 (Apr 2026+): free K Card earns 1% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 5% total. Premium (4% points + 4% $MOVE = 8%) and Luxe (6% + 4% = 10%). $MOVE cashback capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026). Point emissions decreased 20-50% from Season 5. Pudgy Penguins co-branded collection available without NFT ownership. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 1% points portion has uncertain value). | 4% on gas, 3% on dining, 2% on groceries, 1% on everything else. 4% category capped at $200/month spend. Cashback auto-converts to crypto of choice (50+ options). APR 18.99-34.99%. | |
| Unlimited up to available balance | Cash advance only; 3% + $10 fee, 29.99% APR | |
| $250 per withdrawal, $750/day max (3 withdrawals) | Referral: $50 per friend + $250 bonus per 5 referrals (up to $5000/year) | |
| USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion) | not card FX) | |
| 183 countries available; 46 restricted including US states, Russia, China, Canada, Australia | USA only | |
| Get Card | Get Card |