Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Bleap Card and Gemini Credit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Gemini Credit at 4.5/5 vs Bleap at 4.4/5. Gemini Credit has a small lead, but which card works better depends on what you need.
Gemini Credit Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Bleap may be better if you prefer self-custody need something it does better.
In short: Gemini Credit Card (4.5/5) is the stronger option for most people compared to Bleap Card (4.4/5).
| Features |  Bleap Card |  Gemini Credit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Mastercard Standard | Mastercard Credit | |
| Free | Free | |
| Free | Free | |
| 0% conversion fees on stablecoin spending | 0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange | |
| 1% base cashback on all purchases in USDC (stablecoin — no token volatility risk, which is a positive). 2-3% on restaurants, supermarkets, and rides. Up to 20% on streaming subscriptions (Netflix, Disney+), AI tools (ChatGPT, Claude), and gaming (Steam, Xbox). The 20% category is real but applies only to a very small fraction of total spending — a typical user spending $2,000/month with $15 on Netflix gets ~1.15% effective rate. The wide 1-20% range in the badge can be misleading as it implies 20% is achievable on general spending. Realistic cashback for a typical user: ~1-2% (20% only on small subscription amounts). | 4% on gas, 3% on dining, 2% on groceries, 1% on everything else. 4% category capped at $200/month spend. Cashback auto-converts to crypto of choice (50+ options). APR 18.99-34.99%. | |
| Based on wallet balance | Cash advance only; 3% + $10 fee, 29.99% APR | |
| Not disclosed | Referral: $50 per friend + $250 bonus per 5 referrals (up to $5000/year) | |
| USDC, USDT, other stablecoins; multi-chain support | not card FX) | |
| Europe, Latin America; UK and Poland registered | USA only | |
| Get Card | Get Card |